English Practice Question and Answer

Q:

Read the following passage carefully and give the answer of following questions.

The problem of water pollution by pesticides can be understood only in context, as part of the whole to which it belongs – the pollution of the total environment of mankind. The pollution entering our waterways comes from many sources, radioactive wastes from reactors, laboratories and hospitals; fallout from nuclear explosions; domestic wastes from cities and towns; chemical wastes from factories. To these is a added a new kid of fallout - the chemical sprays applied to crop lands and gardens, forests and fields. Many of the chemical agents in this alarming melange initiate and augment the harmful effects of radiation, and within the groups of chemicals themselves there are sinister and little - understood interactions, transformations and summations of effect.

Ever since the chemists began to manufacture substances that nature never invented, the problem of water purification have become complex and the danger to users of water has increased. As we have seen, the production of these synthetic chemicals in large volume began in the 1940’s. It has now reached such proportion that an appalling deluge of chemical pollution is daily poured into the nation’s waterways. When inextricably mixed with domestic and other wastes discharged into the same water, these chemicals sometimes defy detection by the methods in ordinary use by purification plants. Most of them are so complex that they cannot be identified. In rivers, a really incredible variety of pollutants combine to produce deposits that sanitary engineers can only despairingly refer to as “gunk”.

All the following words mean ‘chemicals’ except:

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    sands
    Correct
    Wrong
  • 2
    substances
    Correct
    Wrong
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    Pesticides
    Correct
    Wrong
  • 4
    Deposits
    Correct
    Wrong
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Answer : 1. "sands"

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Answer : 1. "a"

Q:

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

Who is the founder of AU Small Finance Bank?

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    Sanjay Agarwal
    Correct
    Wrong
  • 2
    Uday Kotak
    Correct
    Wrong
  • 3
    Shanti Lal Jain
    Correct
    Wrong
  • 4
    A. Manimekhalai
    Correct
    Wrong
  • 5
    Dinesh Kumar Khara
    Correct
    Wrong
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Answer : 1. "Sanjay Agarwal"

Q:

Read the following passage and answer the questions given after it.

Tens of thousands of people who lost their homes in a catastrophic earthquake huddled around campfires in the bitter cold and clamoured for food and water on Thursday, three days after the temblor hit Turkey and Syria and killed more than 19,300 on Monday, 6th February, 2023.

Emergency crews used pick axes, shovels and jackhammers to dig through twisted metal and concrete - and occasionally still pulled out survivors. In the Turkish city of Antakya, dozens scrambled for aid in front of a truck distributing children's coats and other supplies. Many of those who lost their homes found shelter in tents, stadiums and other temporary accommodation, but others slept outdoors. In Antakya, over 100 bodies were awaiting identification in a makeshift morgue outside a hospital.

Authorities called off search-and-rescue operations in the cities of Kilis and Sanliurfa, where destruction was not as severe as in other impacted regions. The U.N. is authorised to deliver aid through only one border crossing, and road damage has prevented that thus far. U.N. Officials pleaded for humanitarian concerns to take precedence over wartime politics.

The scale of loss and suffering remained massive. Turkish authorities said on Thursday that the death toll had risen to more than 16,100 in the country, with more than 64,000 injured. In Syria, which includes government-held and rebel-held areas, more than 3,100 have been reported dead and more than 5,000 injured.

Rescue teams urged quiet in the hope of hearing stifled pleas for help, and the Syrian paramedic group known as the White Helmets noted that every second could mean saving a life. But more and more often, the teams pulled out dead bodies.

It was not clear how many people were still unaccounted for in both countries. Turkey's disaster-management agency said more than 110,000 rescue personnel were now taking part in the effort and more than 5,500 vehicles, including tractors, cranes, bulldozers and excavators had been shipped.

The Foreign Ministry said 95 countries have offered help. More than half of that number have sent a total of nearly 6,500 rescuers. Another 2,400 more are still expected to arrive. International aid for Syria was far more sparse.

Efforts there have been hampered by the civil war and the isolation of the rebel-held region along the border that is surrounded by Russia-backed government forces.

Why is the International aid much lesser in Syria than in Turkey?

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    Because Syria is a war –torn country and there are areas under rebels.
    Correct
    Wrong
  • 2
    Because the destruction was not as severe in Syria as in Turkey.
    Correct
    Wrong
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    Because the UN is allowed only one border crossing and Syria is not allowing that.
    Correct
    Wrong
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    Because the roads have been damaged there
    Correct
    Wrong
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Answer : 1. "Because Syria is a war –torn country and there are areas under rebels."

Q:

Directions: Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
   
Indeed the western recession is really the beginning of good news for India! But to understand that we will have to move away for a while from the topic of western recession . . . . . . . to the Japanese recession! For years the Japanese style of management has been admired. However, over the last decade or so, one key question has sprung up ‘if Japanese management style is as wonderful as described then why has Japan been in a recession for more than a decade?'
The answer to this question is very simple. Culture plays a very important part in shaping up economies. What succeeds in one culture fails in another. Japanese are basically nonmaterialistic. And however rich they become, unlike others, they cannot just keep throwing and buying endlessly. And once they have everything they need; there is a saturation point. It was only when companies like Toyota realized that they cannot keep selling cars endlessly to their home market that they went really aggressive in the western markets-and the rest is history. Japanese companies grew bigger by catering to the world markets when their home markets shrunk.

served equally well. They were lured through advertising and marketing techniques of ‘dustbinisation' of the customer; and then finally, once they became ready customers, they were given loans and credits to help them buy more and more. When all the creditworthy people were given loans to a logical limit, they ceased to be a part of the market. Even this would have been understandable if it could work as an eye-opener. Instead of taking the 'Right Step' as Toyota did, they preferred to take a 'shortcut'. Now banks went to the noncredit worthy people and gave them loans. The people expectedly defaulted and the entire system collapsed.

Now like Toyota western companies will learn to find new markets. They will now lean towards India because of its common man! The billion-plus population in the next 25 years will become, a consuming middle-class. Finally, there will be a real surge in income of these people and in the next fifty odd years, one can really hope to see an equal world in terms of material plenty, with poverty being almost nonexistent! And this will happen not by selling more cars to Americans and Europeans. It will happen by creating markets in India, China, Latin America and Africa, by giving their people purchasing power and by making products for them.
The recession has made us realize that it is not because of worse management techniques, but because of limits to growth. And they will realize that it is great for planet earth. After all, how many cars and houses must the rich own before calling it enough? It's time for them to look at others as well. Many years back, to increase his own profits, Henry Ford had started paying his workers more, so that they could buy his cars. In similar fashion, now the developed world will pay the developing world people so that they can buy their cars and washing machines.
The recession will kick - start the process of making the entire world more prosperous, and lay the foundation of limits to growth in the west and the foundation of real globalization in the world - of the globalization of prosperity. And one of its first beneficiaries will be India. 

According to the passage, which of the following was NOT an effect of providing loans and cred its to the customers?
(A) The non-creditworthy people defaulted.
(B) People bought new products which were not needed.
(C) Poverty became non - existent. 

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    Only A
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    Only B
    Correct
    Wrong
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    Only A and B
    Correct
    Wrong
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    Only B and C
    Correct
    Wrong
  • 5
    Only C
    Correct
    Wrong
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Answer : 5. "Only C"

Q:

Directions: Each sentence below has two blanks , each blank indicating that something has been omitted . Choose the set of words for each blank which best fits the meaning of the sentence as a whole.

It is not clear if it has made much___________in eliminating blind faith, but it must strengthen the hands of people willing to take on social practices___________in ignorance and unreason.

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    picket, rareness
    Correct
    Wrong
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    warden, paucity
    Correct
    Wrong
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    headway ,steeped
    Correct
    Wrong
  • 4
    shepherd, scantiness
    Correct
    Wrong
  • 5
    None of these
    Correct
    Wrong
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Answer : 3. "headway ,steeped"

Q:

Direction : In the following passage, there are blanks, each preceded by a word given in bold. Every blank has four alternative words given in options (A), (B), (C) and (D). Find the word which best suits the place. If the given word suits the blank, mark 'no correction/change required' as the answer.

At the end of his rousing speech to the U.S. Congress, Prime Minister Narendra Modi quoted Walt Whitman to indicate that there was a “new symphony in play” between India and the U.S. The past two years bear out such lyricism in the bilateral relationship. Defence ties have been dissuaded (A) in three ways: in defence burking (B) procurement from the U.S. as well as co-development projects, which are worth over $14 billion; in coordination, cooperation and sharing of information between the two defence forces; and increasingly, on the idea of working together on operations on piracy and peacekeeping. However, it is the strategic relationship, with India’s positioning on non-alignment, that is the most dramatic score in the dissension (C). Although the Centre has drawn the line at an estrangement (D) and “joint patrols”, it is clear from the joint vision statement signed in New Delhi last year that the Modi government intends to move closer to the U.S. on defence issues. In recognition, during Mr. Modi’s visit the U.S. declared India a “major defence partner”, a designation specially created to describe this new relationship and one that is just short of a military alliance. In 2005, Manmohan Singh told the U.S. Congress of how “India’s growth and prosperity are in American interest”, and the heavy lifting has yielded annual bilateral trade of $107 billion now. On Wednesday, Mr. Modi took the theme forward by saying, “A stronger and bereft (E) India is in America’s strategic interest.”

Find the appropriate word in each case. (C)

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    Discord
    Correct
    Wrong
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    Symphony
    Correct
    Wrong
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    Jangle
    Correct
    Wrong
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    Cacophony
    Correct
    Wrong
  • 5
    No correction required
    Correct
    Wrong
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Answer : 2. "Symphony"

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