English Practice Question and Answer

Q:

Direction: Read the following passage carefully and answer the questions given below it. Certain words are given in bold to help you locate them while answering some of the questions.

The effects of the worst economic downturn since the Great Depression are forcing changes on state governments and the U.S. economy that could linger for decades. By one Federal Reserve estimate, the country lost almost an entire year's worth of economic activity – nearly $14 trillion – during the recession from 2007 to 2009. The deep and persistent losses of the recession forced states to make broad cuts in spending and public workforces. For businesses, the recession led to changes in expansion plans and worker compensation. And for individual Americans, it has meant a future postponed, as fewer buy houses and start families. Five years after the financial crash, the country is still struggling to recover." In the aftermath of [previous] recessions there were strong recoveries. That is not true this time around," said Gary Burtless, a senior fellow at the Brookings Institution. "This is more like the pace getting out of the Great Depression." For years, housing served as the backbone of economic growth and as an investment opportunity that propelled generations of Americans into the middle class.

But the financial crisis burst the housing bubble and devastated the real estate market, leaving millions facing foreclosure, millions more underwater, and generally stripping Americans of years' worth of accumulated wealth. Anthony B. Sanders, a professor of real estate finance at George Mason University, said even the nascent housing recovery can't escape the effects of the recession. Home values may have rebounded, he said, but the factors driving that recovery are very different than those that drove the growth in the market in the 1990s and 2000s. Sanders said more than half of recent home purchases have been made in cash, which signals investors and hedge funds are taking advantage of cheap properties. That could freeze out average buyers and also mean little real economic growth underpins those sales. Those effects are clear in homeownership rates, which continue to decline. In the second quarter of this year, the U.S. homeownership rate was 65.1%, according to Census Bureau data, the lowest since 1995. In the mid-2000s, it topped 69%, capping a steady pace of growth that began after the early 1990s recession. Reversing that will be a challenge, in part because credit has tightened and lending rules have been toughened in an effort to avoid the mistakes that inflated the housing bubble in the first place.

"Credit expanded, and now contracted, and it's going to be tight like this as far as the eye can see," Sanders said. "We so destroyed so many households when the bubble burst, there's just not the groundswell to fill the demand again." Some are skeptical that the tight credit market and new efforts to regulate the financial markets, like the Dodd-Frank law, will prove lasting. Americans have often responded with calls for regulation after financial sector-driven crises and accusations of mismanagement, according to Brookings' Burtless. "But eventually, those fires cool down," he said. "It's not as though this memory of what can go wrong sticks with us very long." That can be seen in the intense efforts to water down Dodd-Frank's regulations, Burtless said. Federal regulators have already made moves to relax requirements for some potential homeowners who were victims of the recent housing crisis. Even those steps and an unlikely return to easy credit might not fuel a full housing recovery without economic growth to back it up. As Sanders, referring to the growth in low-wage and part-time employment, put it: "At those wages, it's tough to scramble together down payments and mortgages’’.

 "Turmoil in the housing market has already reshaped the makeup of households nationwide. Homeownership rates among people with children under 18 fell sharply during the recession, declining 15% between 2005 and 2011, according to Census Bureau data. In some states it was far worse. For Michigan, the decline in homeownership was 23%, and in Arizona and California it was 22%. Lackluster job growth has outlived the downturn. A study by the Economic Policy Institute showed wages for all workers, when adjusted for inflation, grew just 1.5% between 2000 and 2007. But the last five years wiped out even those modest gains—the study found wages declined for the bottom 70% of all workers since the recession began. However, some areas have seen manufacturing jobs climb back from recessionary lows, and the energy sector has been a boon for some Midwestern states. One hopeful sign for workers is the shift away from manufacturing growth in the typically low-wage South back toward the Rust Belt states, reversing a movement that was taking hold before the downturn. That trend is documented in a 2012 report from the Brookings Institution, "Locating American Manufacturing: Trends in the Geography of Production.’’

"From 2000 to 2010, both the Midwest and South lost manufacturing jobs at about the national rate of 34%. But the Midwest has seen nearly half of all manufacturing jobs gained since 2010, almost double the increase in the South. For Michigan, the growth was 19%; in Indiana, 12%. Even with that growth, there are caveats. Autoworker unions have ceded ground with companies on wages and benefits, for example, allowing new hires to work for lower pay and fewer benefits than those who've held their jobs longer. Unemployment remains stubbornly high in some states, and the jobs created have leaned heavily toward part-time and low-pay work. A study from the San Francisco Federal Reserve found the proportion of U.S. jobs that are part-time is high, as many of the jobs lost during the recession have not returned.

Which of the following statements is/are NOT TRUE in the context of the passage?

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  • 1
    federals are tightening the lending rules to avoid mistakes which inflated housing bubble lately
    Correct
    Wrong
  • 2
    the U.S. economy could linger for decades due to this economic recession
    Correct
    Wrong
  • 3
    there has been steep increase in low pay work to reduce unemployment slowly but steadily
    Correct
    Wrong
  • 4
    even after a decade of the financial crash, the country is still struggling to recover
    Correct
    Wrong
  • 5
    None of these
    Correct
    Wrong
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Answer : 4. "even after a decade of the financial crash, the country is still struggling to recover"

Q:

Select the option that can be used as a one-word substitute for the given group of words.

A word that has the same or nearly the same meaning as another word in the same language

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  • 1
    Synonym
    Correct
    Wrong
  • 2
    Metonymy
    Correct
    Wrong
  • 3
    Antonym
    Correct
    Wrong
  • 4
    Toponym
    Correct
    Wrong
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Answer : 1. "Synonym"
Explanation :

A synonym is a word that has a similar or identical meaning to another word.

Q:

Directions : In these questions , a part of the sentence is given in bold . Below are given alternatives to the bold part at (A) , (B) and (C) which may improve the sentence . Choose the correct alternative . In case no improvement is needed you answer is (D ) .

The news reported that the police have catched the guilty person and are interrogating him.

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  • 1
    had catched the guilty
    Correct
    Wrong
  • 2
    No improvement
    Correct
    Wrong
  • 3
    have caught the guilty
    Correct
    Wrong
  • 4
    are caught a guilty
    Correct
    Wrong
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Answer : 3. "have caught the guilty"

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Answer : 3. "3"

Q:

Select the most appropriate option that can substitute the underlined segment in the given sentence. If there is no need to substitute it, select ‘No substitution required’. Manoj was living in the city since 1993.

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  • 1
    has been living
    Correct
    Wrong
  • 2
    No substitution required
    Correct
    Wrong
  • 3
    is living
    Correct
    Wrong
  • 4
    will be living
    Correct
    Wrong
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Answer : 1. "has been living"

Q:

Select the correct passive form of the given sentence.

We expect good news about the corona vaccine.

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  • 1
    Good news has been expected by us about the corona vaccine.
    Correct
    Wrong
  • 2
    Good news expected us about the corona vaccine.
    Correct
    Wrong
  • 3
    Good news is expected by us about the corona vaccine.
    Correct
    Wrong
  • 4
    Good news was expected by us about the corona vaccine
    Correct
    Wrong
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Answer : 3. "Good news is expected by us about the corona vaccine."
Explanation :

The given sentence is in an active voice form, hence we need to convert it into a passive voice form.
We need to follow these instructions while changing the voice of an assertive sentence.
Find the subject (We) and object (good news) of the sentence and exchange their places.
The given sentence is in the present indefinite tense.
The passive verb form for the present indefinite sentence: is/are + V3 + by + subject.
So, 'expect' changes into 'is expected'.
At last line up the remaining part.
Following this structure, we get the 4th option as the correct answer.  
Following these steps, we finally get- Good news is expected by us about the corona vaccine.

Q:

Select the most appropriate option to fill in the blank.
The sudden death of our uncle was ______________ for all of us.

1112 1

  • 1
    tragic
    Correct
    Wrong
  • 2
    fragile
    Correct
    Wrong
  • 3
    gentle
    Correct
    Wrong
  • 4
    Dissuasive
    Correct
    Wrong
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Answer : 1. "tragic "
Explanation :

(A) tragic - The adjective "tragic" fits the context of the sudden death being a sorrowful event.


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