English Practice Question and Answer

Q:

Direction: Read the following passage carefully and answer the questions given below it. Certain words are given in bold to help you locate them while answering some of the questions.

The effects of the worst economic downturn since the Great Depression are forcing changes on state governments and the U.S. economy that could linger for decades. By one Federal Reserve estimate, the country lost almost an entire year's worth of economic activity – nearly $14 trillion – during the recession from 2007 to 2009. The deep and persistent losses of the recession forced states to make broad cuts in spending and public workforces. For businesses, the recession led to changes in expansion plans and worker compensation. And for individual Americans, it has meant a future postponed, as fewer buy houses and start families. Five years after the financial crash, the country is still struggling to recover." In the aftermath of [previous] recessions there were strong recoveries. That is not true this time around," said Gary Burtless, a senior fellow at the Brookings Institution. "This is more like the pace getting out of the Great Depression." For years, housing served as the backbone of economic growth and as an investment opportunity that propelled generations of Americans into the middle class.

But the financial crisis burst the housing bubble and devastated the real estate market, leaving millions facing foreclosure, millions more underwater, and generally stripping Americans of years' worth of accumulated wealth. Anthony B. Sanders, a professor of real estate finance at George Mason University, said even the nascent housing recovery can't escape the effects of the recession. Home values may have rebounded, he said, but the factors driving that recovery are very different than those that drove the growth in the market in the 1990s and 2000s. Sanders said more than half of recent home purchases have been made in cash, which signals investors and hedge funds are taking advantage of cheap properties. That could freeze out average buyers and also mean little real economic growth underpins those sales. Those effects are clear in homeownership rates, which continue to decline. In the second quarter of this year, the U.S. homeownership rate was 65.1%, according to Census Bureau data, the lowest since 1995. In the mid-2000s, it topped 69%, capping a steady pace of growth that began after the early 1990s recession. Reversing that will be a challenge, in part because credit has tightened and lending rules have been toughened in an effort to avoid the mistakes that inflated the housing bubble in the first place.

"Credit expanded, and now contracted, and it's going to be tight like this as far as the eye can see," Sanders said. "We so destroyed so many households when the bubble burst, there's just not the groundswell to fill the demand again." Some are skeptical that the tight credit market and new efforts to regulate the financial markets, like the Dodd-Frank law, will prove lasting. Americans have often responded with calls for regulation after financial sector-driven crises and accusations of mismanagement, according to Brookings' Burtless. "But eventually, those fires cool down," he said. "It's not as though this memory of what can go wrong sticks with us very long." That can be seen in the intense efforts to water down Dodd-Frank's regulations, Burtless said. Federal regulators have already made moves to relax requirements for some potential homeowners who were victims of the recent housing crisis. Even those steps and an unlikely return to easy credit might not fuel a full housing recovery without economic growth to back it up. As Sanders, referring to the growth in low-wage and part-time employment, put it: "At those wages, it's tough to scramble together down payments and mortgages’’.

 "Turmoil in the housing market has already reshaped the makeup of households nationwide. Homeownership rates among people with children under 18 fell sharply during the recession, declining 15% between 2005 and 2011, according to Census Bureau data. In some states it was far worse. For Michigan, the decline in homeownership was 23%, and in Arizona and California it was 22%. Lackluster job growth has outlived the downturn. A study by the Economic Policy Institute showed wages for all workers, when adjusted for inflation, grew just 1.5% between 2000 and 2007. But the last five years wiped out even those modest gains—the study found wages declined for the bottom 70% of all workers since the recession began. However, some areas have seen manufacturing jobs climb back from recessionary lows, and the energy sector has been a boon for some Midwestern states. One hopeful sign for workers is the shift away from manufacturing growth in the typically low-wage South back toward the Rust Belt states, reversing a movement that was taking hold before the downturn. That trend is documented in a 2012 report from the Brookings Institution, "Locating American Manufacturing: Trends in the Geography of Production.’’

"From 2000 to 2010, both the Midwest and South lost manufacturing jobs at about the national rate of 34%. But the Midwest has seen nearly half of all manufacturing jobs gained since 2010, almost double the increase in the South. For Michigan, the growth was 19%; in Indiana, 12%. Even with that growth, there are caveats. Autoworker unions have ceded ground with companies on wages and benefits, for example, allowing new hires to work for lower pay and fewer benefits than those who've held their jobs longer. Unemployment remains stubbornly high in some states, and the jobs created have leaned heavily toward part-time and low-pay work. A study from the San Francisco Federal Reserve found the proportion of U.S. jobs that are part-time is high, as many of the jobs lost during the recession have not returned.

Which of the following is the most suitable title for the passage?

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    The economic downturn
    Correct
    Wrong
  • 2
    The economic paralysis
    Correct
    Wrong
  • 3
    2008 financial crisis impact still hurting states
    Correct
    Wrong
  • 4
    The upsurge in unemployment
    Correct
    Wrong
  • 5
    The declining economy
    Correct
    Wrong
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Answer : 3. "2008 financial crisis impact still hurting states"

Q:

You have eight brief passages with 10 questions following each passage. Read the passages carefully and choose the best answer to each question out of the four alternatives 

A farmer accompanied by his young son was driving his ass to the market in the hope of selling the ass for a good price. On the road, they met a bevy of girls who laughed and exclaimed, “See this pair of fools ? They are trudging along the dusty road, when they can be riding !” The man thought that there was sense in what they were saying. So he mounted his son on the ass and he walked at the side. Presently, they met some of his old friends, who greeted him and said, “You’ll spoil your son, by letting him ride while you toil along on foot! Make him walk. It’ll be good for him.” The farmer followed their advice and took his son’s place on the back of the ass while the boy trudged along behind. They would not have gone far, they were seen by women and children. The farmer heard them say, “What a selfish old man ! He rides in comfort, but lets his poor little fellow walk the distance.” So he asked his son to get up behind him. Further along the road, they met some travellers. They asked the farmer whether the ass was his property or was it hired for the purpose. The farmer told them that he was taking his ass to the market to sell it. The travellers said, “Good Heavens ! With the load like this, the poor beast will look exhausted and no one would like to purchase him. Why don’t you carry him.” Immediately, the farmer got off the ass, tied its legs with the rope and slung him on a pole and carried him in between them. This was such an absurd sight that people laughed at it. They called the farmer and his son lunatics. They had then reached a bridge over a river. Frightened by the noise around, the ass struggled, kicked, broke the pole, fell into the river and died. The farmer returned home vexed and ashamed. In trying to please all, he in fact, had pleased none and he had lost the ass in the transaction. 

The farmer was taking the ass to the market to  

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  • 1
    buy food for the family.
    Correct
    Wrong
  • 2
    carry the farmer to the market.
    Correct
    Wrong
  • 3
    sell the ass at the market.
    Correct
    Wrong
  • 4
    buy food for the ass.
    Correct
    Wrong
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Answer : 3. "sell the ass at the market. "

Q:

Select the most appropriate synonym of the given word.
Occlude

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    facilitate
    Correct
    Wrong
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    promote
    Correct
    Wrong
  • 3
    Abstain
    Correct
    Wrong
  • 4
    Obstruct
    Correct
    Wrong
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Answer : 4. "Obstruct "

Q:

The given sentence contains a grammatical error. Identify the segment that contains the error.

They could be pass their exams if they studied harder.

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    if they
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    studied harder
    Correct
    Wrong
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    They could be
    Correct
    Wrong
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    pass their exams
    Correct
    Wrong
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Answer : 3. "They could be"

Q:

Select the most appropriate synonym of the highlighted word.

The hapless incident was a result of sheer negligence by the authorities.

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    triumphant
    Correct
    Wrong
  • 2
    joyful
    Correct
    Wrong
  • 3
    grateful
    Correct
    Wrong
  • 4
    ill- fated
    Correct
    Wrong
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Answer : 4. "ill- fated"

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