Directions: Read the passage carefully and answer the questions that follow:

Over the years, there have been many cases of news breaking about plastic toys and their containment of toxins. In addition to the harmful ingredients that can be found in plastic, we also have to take into account the effect on the environment that plastic usage has.

The internet is flooding with ways to reduce plastic usage and people are more aware of the need to cut down on this. Still, it’s difficult to change behaviors and somehow parents easily end up with a great number of plastic toys at home. This happens partly because you receive gifts from friends and family, and to some extent because kids prefer bright-colored plastic toys more than bland, wooden ones.

Not all toys contain toxins, but they can be found in some cases. Toys that have toxins in them are hazardous to children mainly because of their tendency to swallow and chew on the toys, which can result in the toxins being absorbed by the body. When it comes to young children, even the smallest amounts of toxins can affect their health.

The toxins can either be found in the plastic itself or they can be included in the pigments used to color toys and make them more attractive to children.

Although there are EU regulations for which toxins may or may not be included in toys, there are products that can slip through the cracks. Plastic toys may, for example, be made of, or contain, polyvinyl chloride (PVC), which contains lead and cadmium — both toxins that are harmful to children.

The CE mark is supposed to be a sign of quality. The toys have gone through and followed the rigorous EU standards for toys. The EU notes, though, that this marking should only be seen as an indication, as it has been misused due to counterfeiting.

As goes for all plastic, plastic toys are made using fossil fuels, and therefore the production of them contributes to the environmental crisis at hand. Therefore, it would be a good idea to minimize the buying of new plastic toys.

Environmentalists have raised awareness around the fact that plastic toys are a big part of the plastic that ends up in landfills and oceans, which adds to the ongoing issue of plastic pollution. According to a survey done by the British Heart Foundation, 1 in 3 parents admits to having thrown away toys in working conditions. Considering that 90 percent of toys are in some way made of plastic, that quickly adds up to a lot of plastic waste.

In conclusion, yes plastic toys are damaging to the environment. Even though they have a longer life cycle than single-use plastic, they will at some point end up in a landfill — or worse in the sea as non-recyclable waste. But how can we stop this issue?

Buy sustainable and non-plastic toys if you do want to buy new toys, try to aim for toys made from more sustainable materials. There are plenty of retailers that focus on environmentally-friendly toys. For example, smaller e-commerce sites like Frida & Fritiof focus on providing non-toxic and eco-labeled toys. If you do want to buy plastic toys, try to minimize the environmental impact by buying them second-hand. There are plenty of charity shops where you can buy toys, but if that is not for you, you can use a site like eBay or any other online marketplace to find second-hand toys. Be aware, though, when buying second-hand toys that security standards might have been updated since they were produced, so double-check that they are up to today’s standards.

Why are toys that have toxins harmful to children?

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

According to the passage, AU Small Finance Bank Limited was founded as

Select the most appropriate ANTONYM of the given word.

Raze

From among the words given in bold, select the INCORRECTLY spelt word in the following sentence.
 Small drops trickled down the red and yellow tassels of cannopies and dampened the heads of little boys.

Select the correct homonym from the given options to fill in the blank.

The wind________ so powerfully that the door closed.

Select the option that can be used as a one-word substitute for the underlined group of words.

The fishermen of our village are constantly complaining of the poor number of fishes getting caught these days.

Select the most appropriate ANTONYM of the given word.
 Primitive

Read the following passage carefully and answer the given questions.
It is impossible for a well-educated, intellectual or brave man to make money the chief object of his thought, just as it is for him to make his dinner the principal object of them. All healthy people like their dinners, but their dinner is not the main object of their lives. So all healthy-minded people like making money-ought to like it, and to enjoy the sensation of winning it, but the main object of their life is not money, it is something better than money. A good soldier, for instance mainly wishes to do his fighting well. He is glad of his pay, very properly so, and justly grumbles when you keep him ten years without it - still his main notion of life is to win battles not to be paid for winning them. So of the doctor. They like fees, no doubt, ought to like them, yet if they are brave and well-educated, the entire object of their lives is not fees. They, on the whole, desire to cure the sick, and if they are good doctors, and the choice were fairly put to them, they would rather cure their patient, and lose the fees, than kill him and get it. And so with all other brave and rightly trained men, their work is first, their fees second - very important, no doubt, but still second. But in every nation, there are a vast number of people who are ill-educated, cowardly and stupid. And with these people, just as certainly the fee is first and work second, as with brave people the work is first and fee second.

How do unworthy people differ from right-thinking people in this matter?