English Practice Question and Answer

Q:

Select the most appropriate ANTONYM of the underlined word in the given sentence.
 God has clearly blessed human beings for his glory.

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    Appointed
    Correct
    Wrong
  • 2
    Produced
    Correct
    Wrong
  • 3
    Applied
    Correct
    Wrong
  • 4
    Cursed
    Correct
    Wrong
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Answer : 4. "Cursed"
Explanation :

The most appropriate antonym for the underlined word "blessed" in the given sentence is "cursed." "Blessed" implies being favored, protected, or endowed with divine grace, while "cursed" suggests being subjected to divine displeasure or misfortune. The other options— "appointed" (designated for a specific role), "produced" (created), and "applied" (put into action)— do not convey the opposite meaning of "blessed" in this context.

Q:

Select the most appropriate option that can substitute the underlined segment in the given sentence.
The new shop that opened last week are hardly sufficient stock of the products that it advertised about.

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    hardly hadn’t
    Correct
    Wrong
  • 2
    hardly had
    Correct
    Wrong
  • 3
    hardly is having
    Correct
    Wrong
  • 4
    is had
    Correct
    Wrong
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Answer : 2. "hardly had"

Q:

Which is the most apt translation of -
 I wonder if its true. 

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    मुझे इसकी सच्चाई पर संदेह है।
    Correct
    Wrong
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    मैं सोच रहा हूँ क्या सच है।
    Correct
    Wrong
  • 3
    मुझे यकीन नहीं है।
    Correct
    Wrong
  • 4
    मुझे उसके सच होने पर यकीन नहीं है ।
    Correct
    Wrong
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Answer : 1. "मुझे इसकी सच्चाई पर संदेह है। "

Q:

Select the most appropriate ANTONYM of the given word.

Raze

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    Build
    Correct
    Wrong
  • 2
    Comfort
    Correct
    Wrong
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    Ruin
    Correct
    Wrong
  • 4
    Ease
    Correct
    Wrong
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Answer : 1. "Build"

Q:

Select the option that can be used as a one-word substitute for the given group of words.

Deliberately and maliciously set something (buildings usually) on fire

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    Agrarian
    Correct
    Wrong
  • 2
    Arson
    Correct
    Wrong
  • 3
    Ambush
    Correct
    Wrong
  • 4
    Apex
    Correct
    Wrong
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Answer : 2. "Arson"

Q:

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

According to the passage, AU Small Finance Bank Limited was founded as

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    Health Finance Company
    Correct
    Wrong
  • 2
    Small Finance Bank
    Correct
    Wrong
  • 3
    Vehicle Finance Company
    Correct
    Wrong
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    Educational Finance Company
    Correct
    Wrong
  • 5
    Sports Finance Company
    Correct
    Wrong
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Answer : 3. "Vehicle Finance Company"

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