English Practice Question and Answer

Q:

Groups of four words are given. In each group, one word is correctly spelt. Find the correctly spelt word and mark your answer in the Answer-Sheet.

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    Entrepreneur
    Correct
    Wrong
  • 2
    Entepreneur
    Correct
    Wrong
  • 3
    Entrepeneur
    Correct
    Wrong
  • 4
    Entreprenur
    Correct
    Wrong
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Answer : 1. "Entrepreneur"

Q:

Find the part of the given sentence that has an error in it. If there is no error, choose ‘No error’.

Near 800 million people worldwide lack updated sanitation.

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    updated sanitation.
    Correct
    Wrong
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    people worldwide lack
    Correct
    Wrong
  • 3
    No error
    Correct
    Wrong
  • 4
    Near 800 million
    Correct
    Wrong
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Answer : 4. "Near 800 million"

Q:

Parts of the given sentence have been given as options. One of them contains a grammatical error. Select the option that has the error

As long as there was corruption in India, there can be no progress.

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    there was corruption
    Correct
    Wrong
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    As long as
    Correct
    Wrong
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    in India
    Correct
    Wrong
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    there can be no progress
    Correct
    Wrong
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Answer : 1. "there was corruption"

Q:

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

Choose the synonym of the word 'Improving'.

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    Impairing
    Correct
    Wrong
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    Tarnishing
    Correct
    Wrong
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    Vitiating
    Correct
    Wrong
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    Ameliorating
    Correct
    Wrong
  • 5
    Deteriorating
    Correct
    Wrong
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Answer : 5. "Deteriorating"

Q:

Select the most appropriate option to substitute the underlined segment in the given sentence. If no substitution is required, select ‘No substitution’.

Fifty litres of milk are donated by the committee to the orphanage every week.

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    are donated by a committee
    Correct
    Wrong
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    are being donated by the committee
    Correct
    Wrong
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    No substitution
    Correct
    Wrong
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    is donated by the committee
    Correct
    Wrong
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Answer : 4. "is donated by the committee"

Q:

Groups of four words are given. In each group, one word is correctly spelt. Find the correctly spelt word and mark your answer in the Answer-Sheet.

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    Height
    Correct
    Wrong
  • 2
    Hieght
    Correct
    Wrong
  • 3
    Highte
    Correct
    Wrong
  • 4
    Heite
    Correct
    Wrong
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Answer : 1. "Height "

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