English Practice Question and Answer

Q:

Select the option that can be used as a one-word substitute for the given group of words.

The act or habit of talking in one's sleep

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  • 1
    Soliloquy
    Correct
    Wrong
  • 2
    Prologue
    Correct
    Wrong
  • 3
    Somniloquy
    Correct
    Wrong
  • 4
    Monologue
    Correct
    Wrong
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Answer : 3. "Somniloquy"
Explanation :

Somniloquy refers to the phenomenon of talking while asleep.

Q:

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

Choose the antonym of the word 'Expensive'.

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  • 1
    Economical
    Correct
    Wrong
  • 2
    Extortionate
    Correct
    Wrong
  • 3
    Extravagant
    Correct
    Wrong
  • 4
    Valuable
    Correct
    Wrong
  • 5
    Valuable
    Correct
    Wrong
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Answer : 1. "Economical"

Q:

Select the correct active form of the given sentence.

He was given another chance by his employer.

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  • 1
    His employer is giving him another chance.
    Correct
    Wrong
  • 2
    His employer gave him another chance.
    Correct
    Wrong
  • 3
    His employer has given him another chance.
    Correct
    Wrong
  • 4
    He gave his employer another chance.
    Correct
    Wrong
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Answer : 2. "His employer gave him another chance."
Explanation :

The given sentence is In Passive Voice. As per the question we have to change it into Active Voice.
The structure of transformation as follows: Subject+V2+Object.
(Active Voice) Subject (objective case)+was/were+V3+Object (Subjective Case).
(Passive Voice) 'He' will be changed into 'him'.
'Was given' will be changed into 'gave' as per the structure.
Hence, by applying the above structure in the given sentence we find that the correct answer is Option 2.

Q:

Parts of the following sentence are given as options. Identify the segment that contains a grammatical error.

She has been working with me on this project from two years.

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  • 1
    with me
    Correct
    Wrong
  • 2
    on this project
    Correct
    Wrong
  • 3
    She has been working
    Correct
    Wrong
  • 4
    from two years
    Correct
    Wrong
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Answer : 4. "from two years"

Q:

Recognise the erroneous part in the given sentence and choose the most appropriate answer from the options given to ensure a meaningful sentence.

As she kept walking to me, my heart skipped a beat.

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  • 1
    As she kept walking within me, my heart skipped a beat.
    Correct
    Wrong
  • 2
    As she kept walking from me, my heart skipped a beat
    Correct
    Wrong
  • 3
    As she kept into me, my heart skipped a beat.
    Correct
    Wrong
  • 4
    As she kept walking towards me, my heart skipped a beat.
    Correct
    Wrong
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Answer : 4. "As she kept walking towards me, my heart skipped a beat."

Q:

Select the most appropriate option to substitute the underlined segment in the given sentence. If there is no need to substitute it, select ‘No substitution required’.

On winter evenings, a haze of smog hang in Delhi.

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  • 1
    hangs over
    Correct
    Wrong
  • 2
    is hanging over
    Correct
    Wrong
  • 3
    hangs up
    Correct
    Wrong
  • 4
    No substitution required
    Correct
    Wrong
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Answer : 1. "hangs over"
Explanation :

The correct sentence should be:

On winter evenings, a haze of smog hangs in Delhi.

Explanation: The verb "hangs" agrees with the singular subject "haze." In the original sentence, "hang" is incorrect in this context.

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