English Practice Question and Answer
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Answer : 4. "In 1921"
Q:Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.
AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.
AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).
AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.
The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.
AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.
Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.
Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.
As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.
The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.
Choose the most appropriate meaning of the given idiom from the passage. As of
543 064d0de01ae6dcd5add922887
64d0de01ae6dcd5add922887- 1Comparisons to refer to the extent or degree of something.false
- 2The function or character that someone or something has.false
- 3Commencing on or from a certain time or date.true
- 4For the reason that; since.false
- 5Close to the actual, but not completely accurate or exact.false
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Answer : 3. "Commencing on or from a certain time or date. "
Q:In the following passage, some words have been deleted. Read the passage carefully and select the most appropriate option to fill in each blank.
Conservation of water is not the (1)______ of only the government. Common citizens can also make a significant (2)______ in this field. To begin with, we must be conscious that water is life, that it is a precious natural resource and needs to be used (3)_____. Being conscious will help us to avoid (4)______. There are a few simple things that all of us can do. We must not use (5)______ water to clean our car or house.
Select the most appropriate option to fill in blank number 5.
542 06463477f0827e80a9f9131bf
6463477f0827e80a9f9131bf- 1sewagefalse
- 2storedfalse
- 3coldfalse
- 4drinkingtrue
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Answer : 4. "drinking"
Q:Select the option that can be used as a one-word substitute for the given group of words.
Easily provoked
542 064634d164f2cce98433a1c29
64634d164f2cce98433a1c29- 1Invinciblefalse
- 2Irascibletrue
- 3Iridescentfalse
- 4Irrationalfalse
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Answer : 2. "Irascible"
Explanation :
Irascible: Easily provoked.
Q: Select the option that can be used as a one-word substitute for the given group of words.
A person in love with himself
542 0647883aee0088e21fc8fa4eb
647883aee0088e21fc8fa4ebA person in love with himself
- 1Narcissisttrue
- 2Lunaticfalse
- 3Stoicfalse
- 4Polyglotfalse
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Answer : 1. "Narcissist"
Explanation :
Narcissist: A person in love with himself.
Q: Select the option that can be used as a one-word substitute for the given group of words/phrase.
Adjust or make right; correct, amend
542 0648027ea772333474b997a49
648027ea772333474b997a49Adjust or make right; correct, amend
- 1Recruitfalse
- 2Recreatefalse
- 3Recoursefalse
- 4Rectifytrue
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Answer : 4. "Rectify"
Explanation :
Rectify: To adjust, make right, correct, or amend.
Q:In the following passage, some words have been deleted. Fill in the blanks with the help of the alternatives given. Select the most appropriate option for each number.
A raptor’s day begins soon after dawn. They (1)______ their wings for a quick warm-up and are ready for the hunt. Nature (2)______ these birds so well that they do not need to hunt every day. By (3)______ a good kill on a particular day, the larger raptor can go without hunting (4)______ two or three weeks. These predators can do without regular meals. This helps them to (5)______ if there is bad weather or lack of food.
Select the most appropriate option to fill in blank number 5.
542 064ca411c3fde307e3f542374
64ca411c3fde307e3f542374- 1exertionfalse
- 2achievementtrue
- 3creationfalse
- 4improvementfalse
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Answer : 2. "achievement"
Q:Direction: In the given question, a word has been printed in bold. Below the sentence, alternatives to the emboldened word have been given as (A), (B), (C) and (D), which may help improve the sentence. Choose the correct alternative out of the five given options. In case the given sentence is correct as it is, your answer will be option (E), i.e., "No replacement required".
E-learning has a considerable talent to improve the quality and effectiveness of traditional education.
542 064d9cee14e4237f6c9817b1e
64d9cee14e4237f6c9817b1e- 1potentialtrue
- 2futurefalse
- 3impactfalse
- 4degreefalse
- 5No replacement requiredfalse
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