Bank Exams Practice Question and Answer

Q: A driver of auto rickshaw makes a profit of 20% on every trip when he carries 3 passengers and the price of petrol is Rs. 30 a litre. Find the % profit for the same journey if he goes for 4 passengers per trip and the price of petrol reduces to Rs. 24 litres ? 2832 0

  • 1
    68%
    Correct
    Wrong
  • 2
    80%
    Correct
    Wrong
  • 3
    75%
    Correct
    Wrong
  • 4
    100%
    Correct
    Wrong
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Answer : 4. "100%"
Explanation :

Answer: D) 100% Explanation: When 3 passengers income was 3xexpense= Rs.30 profit =20% of 30 = Rs.6 That means his earning is Rs.36. so that per passenger fare must be Rs.12. When 4 passengersearning = 12x4=Rs.48.expense =Rs.24.profit = Rs.24 = 100%

Q: What time will it be 18 hours from now in India, if in the USA it is 4:15 AM? (Hint : IST = US + 9:30 hrs) 2831 0

  • 1
    1:45 in the afternoon
    Correct
    Wrong
  • 2
    7:45 in the evening
    Correct
    Wrong
  • 3
    7:45 in the next morning
    Correct
    Wrong
  • 4
    1:45 in the next morning
    Correct
    Wrong
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Answer : 3. "7:45 in the next morning"
Explanation :

Answer: C) 7:45 in the next morning Explanation: We know that the time difference between India and USA is 9 hrs 30 min. India is 9:30 hrs ahead of USA. Time in India = 4:15 + 9:30 = 13:45 PM. Required Time after 18 hrs = 13:45 + 18 hrs = 7:45 AM.   Hence it is 7:45 AM on the next morning.

Q: Incorporation creates a local government and 2828 0

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    determines who will serve as mayor and council members.
    Correct
    Wrong
  • 2
    divides a state into separate counties with their own leaders.
    Correct
    Wrong
  • 3
    manages the court system on the county and city level.
    Correct
    Wrong
  • 4
    creates geographic boundaries for villages, towns, and cities.
    Correct
    Wrong
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Answer : 2. "divides a state into separate counties with their own leaders."
Explanation :

Answer: B) divides a state into separate counties with their own leaders. Explanation: Incorporation is a legal process that enables the formation of a local government and divides a state into separate counties with their own leaders.   The different counties become self governing entities under the laws of the state in which they fall and are given the authority to function as independent units but within the jurisdiction of the state laws.

Q: One major cause of floods is 2828 0

  • 1
    light rain over a large area
    Correct
    Wrong
  • 2
    a decrease in stream discharge
    Correct
    Wrong
  • 3
    rapid spring snowmelt
    Correct
    Wrong
  • 4
    increased capacity of stream channels
    Correct
    Wrong
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Answer : 3. "rapid spring snowmelt"
Explanation :

Answer: C) rapid spring snowmelt Explanation: There are lots of reasons behind the flood in any area but the main reason is a heavy downpour or rapid snowmelt can flood canyons with a mixture of soil, rock, and water is a major cause of floods.   When the spring times come, sometimes there's a lot of warmth that suddenly comes, especially nowadays when there are things such as global warming. So the snow melts and large amounts of water can flood the fields that are often found at the foot of a mountain or similar things.   But they may also be caused by deforestation, drainage channel modification from a landslide, earthquake or volcanic eruption. Examples include outburst floods and lahars.

Q: Which of the following is NOT a Software? 2821 0

  • 1
    Compiler
    Correct
    Wrong
  • 2
    Adobe
    Correct
    Wrong
  • 3
    Microsoft Office
    Correct
    Wrong
  • 4
    Drivers
    Correct
    Wrong
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Answer : 1. "Compiler"
Explanation :

Answer: A) Compiler Explanation: A compiler is not a software. Adobe, Microsoft office and Drivers are all software on a computer.

Q: 5% people of a village in India died by dengue, 15% of the remainder left the village on account of fear. If now the population is reduced to 3553, how much was it in the beginning ? 2818 0

  • 1
    4400
    Correct
    Wrong
  • 2
    3100
    Correct
    Wrong
  • 3
    2800
    Correct
    Wrong
  • 4
    5600
    Correct
    Wrong
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Answer : 1. "4400"
Explanation :

Answer: A) 4400 Explanation: Let 'P' be the original population at the beginning P x (95/100) x (85/100) = 3553 P = 4400.

Q: "Compounding frequency" refers to 2817 0

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    What type of interest your account earns
    Correct
    Wrong
  • 2
    How often your interest is calculated and added back into your account
    Correct
    Wrong
  • 3
    What interest rate you can expect from your account
    Correct
    Wrong
  • 4
    How easily you can add money into your account
    Correct
    Wrong
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Answer : 2. "How often your interest is calculated and added back into your account"
Explanation :

Answer: B) How often your interest is calculated and added back into your account Explanation: Compounding frequency : The time periods when interest will be calculated on top of the original loan amount (or) The number of compounding periods in one year.   The greater the compounding frequency, the more often your interest is calculated and added back into your account.

Q: Majid Gyre is a feature of which of the following Oceans  ? 2817 0

  • 1
    Indian Ocean
    Correct
    Wrong
  • 2
    Pacific Ocean
    Correct
    Wrong
  • 3
    Atlantic Ocean
    Correct
    Wrong
  • 4
    Arctic Ocean
    Correct
    Wrong
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Answer : 1. "Indian Ocean"
Explanation :

Answer: A) Indian Ocean Explanation: The Indian Ocean consists of one gyre, the Indian Ocean (Majid) Gyre, which exists mostly in the Southern Hemisphere. It is named after Ahmad Bin Majid, the 15th-century Arab mariner. Following shows the Oceans and their respective Gyres  Indian Ocean            -        Majid Gyre North Atlantic Ocean   -       Columbus Gyre South Atlantic Ocean  -       Prince Henry Gyre North Pacific Ocean     -      Turtle Gyre South Pacific Ocean    -       Heyerdahl Gyre

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