Bank Exams Practice Question and Answer

Q: Which of the following is NOT true about energy balance? 2362 0

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    Inactive people use more energy so they should consume fewer calories.
    Correct
    Wrong
  • 2
    Energy balance is the balance between the amount of calories consumed and the amount used for energy.
    Correct
    Wrong
  • 3
    Energy balance is influenced by the amount of exercise one gets and their dietary habits.
    Correct
    Wrong
  • 4
    Stored body fat will increase if calorie intake is greater than energy used.
    Correct
    Wrong
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Answer : 1. "Inactive people use more energy so they should consume fewer calories."
Explanation :

Answer: A) Inactive people use more energy so they should consume fewer calories. Explanation: The given statement option A) is False regarding energy balance.It should be "Inactive people use less energy so they should consume fewer calories."

Q: Which best summarizes the concept of natural selection? 2362 0

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    the fittest organisms survive and reproduce
    Correct
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    an organism will always adapt to its environment
    Correct
    Wrong
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    an organism will always mutate to survive
    Correct
    Wrong
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    a mutation always makes a species fitter
    Correct
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Answer : 1. "the fittest organisms survive and reproduce"
Explanation :

Answer: A) the fittest organisms survive and reproduce Explanation: Natural selection is the differential survival and reproduction of individuals due to differences in phenotype. It is a key mechanism of evolution, the change in the heritable traits characteristic of a population over generations.

Q: If 15% of x = 20% of y, then x:y is  ___? 2361 0

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    4:3
    Correct
    Wrong
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    5:4
    Correct
    Wrong
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    4:5
    Correct
    Wrong
  • 4
    3:4
    Correct
    Wrong
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Answer : 1. "4:3"
Explanation :

Answer: A) 4:3 Explanation: Given 15% of x = 20% of y => 15x = 20y => x/y = 20/15 => x : y = 4 : 3

Q: A remedy for all diseases 2360 0

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    Antiseptic
    Correct
    Wrong
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    Lyric
    Correct
    Wrong
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    Narcotics
    Correct
    Wrong
  • 4
    Panacea
    Correct
    Wrong
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Answer : 4. "Panacea"
Explanation :

Answer: D) Panacea Explanation: Panacea, also known as panchrest, is a medicine supposed remedy that is claimed to cure all diseases and prolong life indefinitely. It is named after the Greek goddess of universal remedy Panakeia.

Q: How many numbers up to 300 and 700 are divisible by 2, 3 and 7 both together ? 2359 0

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    7
    Correct
    Wrong
  • 2
    9
    Correct
    Wrong
  • 3
    11
    Correct
    Wrong
  • 4
    5
    Correct
    Wrong
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Answer : 2. "9"
Explanation :

Answer: B) 9 Explanation: LCM of 2, 3, 7 is 42. => (700 – 300)/42 = 9  22/42 => 9 Numbers.

Q: The modulus of elasticity for mild steel is approximately equal to 2359 0

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    210 kN/mm2
    Correct
    Wrong
  • 2
    100 kN/mm2
    Correct
    Wrong
  • 3
    80 kN/mm2
    Correct
    Wrong
  • 4
    10 kN/mm2
    Correct
    Wrong
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Answer : 1. "210 kN/mm2"
Explanation :

Answer: A) 210 kN/mm2 Explanation: It is useful to have a property of a material that is independent of the size of the sample and can be use to compare its elastic properties with another - this is called the Modulus of Elasticity for the material. The modulus of elasticity is defined as:   Modulus of elasticity = Stress / Strain   There are three types of moduli. They are : (a) the Young Modulus - tensile and compression longitudinal stress (b) the shear modulus - a shearing stress (c) the bulk modulus - volume changes of the specimen.

Q: Expand CAR, in Banking Terminology? 2358 0

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    Current Applicable Ratio
    Correct
    Wrong
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    Capital Adequacy Ratio
    Correct
    Wrong
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    Capital Available Request
    Correct
    Wrong
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    Compiled Acquired Ratio
    Correct
    Wrong
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Answer : 2. "Capital Adequacy Ratio"
Explanation :

Answer: B) Capital Adequacy Ratio Explanation: Capital Adequacy Ratio (CAR) is also known as Capital to Risk (Weighted) Assets Ratio (CRAR), is the ratio of a bank's capital to its risk.   1. The capital adequacy ratio (CAR) is a measure of a bank's capital. 2. It is used to protect depositors and promote the stability and efficiency of financial systems around the world. 3. National regulators track a bank's CAR to ensure that it can absorb a reasonable amount of loss and complies with statutory Capital requirements.

Q: A train covers a distance between station A and station B in 45 min.If the speed of the train is reduced by 5 km/hr,then the same distance is covered in 48 min.what is the distance between the stations A and B ? 2357 0

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    80 kms
    Correct
    Wrong
  • 2
    60 kms
    Correct
    Wrong
  • 3
    45 kms
    Correct
    Wrong
  • 4
    32 kms
    Correct
    Wrong
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Answer : 2. "60 kms"
Explanation :

Answer: B) 60 kms Explanation: Let 'd' be the distance and 's' be the speed and 't' be the timed=sxt45 mins = 3/4 hr and 48 mins = 4/5 hrAs distance is same in both cases;s(3/4) = (s-5)(4/5)3s/4 = (4s-20)/515s = 16s-80s = 80 km.=> d = 80 x 3/4 = 60 kms.

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