Bank Exams Practice Question and Answer

Q: 40 % of 250 = 50% ? 2886 0

  • 1
    200
    Correct
    Wrong
  • 2
    100
    Correct
    Wrong
  • 3
    150
    Correct
    Wrong
  • 4
    400
    Correct
    Wrong
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Answer : 1. "200"
Explanation :

Answer: A) 200 Explanation: As per given     40100×250 =50100×x   ⇒x=200

Q: A can do a piece of work in 10 days, B in 15 days. They work together for 5 days, the rest of the work is finished by C in two more days. If they get Rs. 3000 as wages for the whole work, what are the daily wages of A, B and C respectively (in Rs): 2886 0

  • 1
    200, 250, 300
    Correct
    Wrong
  • 2
    300, 200, 250
    Correct
    Wrong
  • 3
    200, 300, 400
    Correct
    Wrong
  • 4
    None of these
    Correct
    Wrong
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Answer : 2. "300, 200, 250"
Explanation :

Answer: B) 300, 200, 250 Explanation: A's 5 days work = 50%   B's 5 days work = 33.33%  C's 2 days work = 16.66%     [100- (50+33.33)]  Ratio of contribution of work of A, B and C = 50 : 3313 : 1623 = 3 : 2 : 1    A's total share = Rs. 1500  B's total share = Rs. 1000  C's total share = Rs. 500     A's one day's earning = Rs.300   B's one day's earning = Rs.200   C's one day's earning = Rs.250

Q: The process of encoding refers to 2885 0

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    getting information into memory.
    Correct
    Wrong
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    the recall of information previously learned.
    Correct
    Wrong
  • 3
    a clear memory of an emotionally significant event.
    Correct
    Wrong
  • 4
    the persistence of learning over time.
    Correct
    Wrong
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Answer : 1. "getting information into memory."
Explanation :

Answer: A) getting information into memory. Explanation: Encoding refers to the getting information into memory.

Q: A remedy for all diseases 2881 0

  • 1
    Antiseptic
    Correct
    Wrong
  • 2
    Lyric
    Correct
    Wrong
  • 3
    Narcotics
    Correct
    Wrong
  • 4
    Panacea
    Correct
    Wrong
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Answer : 4. "Panacea"
Explanation :

Answer: D) Panacea Explanation: Panacea, also known as panchrest, is a medicine supposed remedy that is claimed to cure all diseases and prolong life indefinitely. It is named after the Greek goddess of universal remedy Panakeia.

Q: Seats for Mathematics, Physics and Biology in a school are in the ratio 5 : 7 : 8. There is a proposal to increase these seats by 40%, 50% and 75% respectively. What will be the ratio of increased seats ? 2879 0

  • 1
    1 : 2 : 3
    Correct
    Wrong
  • 2
    2 : 3 : 4
    Correct
    Wrong
  • 3
    3: 4 : 5
    Correct
    Wrong
  • 4
    4 : 5 : 6
    Correct
    Wrong
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Answer : 2. "2 : 3 : 4"
Explanation :

Answer: B) 2 : 3 : 4 Explanation: Seats for Mathematics, Physics and Biology in a school are in the ratio 5 : 7 : 8. Seats for Mathematics, Physics and Biology in a school are 5x, 7x and 8x. There is a proposal to increase these seats by 40%, 50% and 75% respectively. Then Seats for Mathematics, Physics and Biology in a school will be 1.4 X 5x, 1.5 X 7x and 1.75 X 8x and ratio will be 7 : 10.5 : 14  => 2:3:4.

Q: Cheque deposited but not cleared means 2879 0

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Answer :
Explanation :

A Bank Reconciliation Statement is a statement prepared periodically by a customer to explain the divergence (difference) between the bank balance as per cash book and the bank balance as per Pass Book. It clearly shows the two differing balances and the outstanding items which causes the balances to disagree. The objective of preparing such a statement is to know the causes of differences between the two balances and pass necessary correcting or adjusting entries in the books of the firm. But it is to be noted that some differences are automatically adjusted. For example - A cheque that has been sent for collection, but not yet collected, causes a difference between the balance as shown by the pass book and the balance as shown by the cash book, but no adjusting entry is required in the cash book for such a difference because, the bank will credit the firm’s account as soon as the cheque is collected.

Q: In a class of 180, where girls are twice the number of boys, Rupesh[a boy]  ranked 34th from the top. If there are 18 girls ahead of Rupesh, how many boys are after him in rank? 2878 0

  • 1
    45
    Correct
    Wrong
  • 2
    44
    Correct
    Wrong
  • 3
    60
    Correct
    Wrong
  • 4
    can't be determined
    Correct
    Wrong
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Answer : 2. "44"
Explanation :

Answer: B) 44 Explanation: No. of boys up to the 34th rank = 34-18 = 16    Total no of boys = 180x1/2+1 = 60    number of boys after the rank of Rupesh = 60 - 16 = 44

Q: Expand CAR, in Banking Terminology? 2875 0

  • 1
    Current Applicable Ratio
    Correct
    Wrong
  • 2
    Capital Adequacy Ratio
    Correct
    Wrong
  • 3
    Capital Available Request
    Correct
    Wrong
  • 4
    Compiled Acquired Ratio
    Correct
    Wrong
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Answer : 2. "Capital Adequacy Ratio"
Explanation :

Answer: B) Capital Adequacy Ratio Explanation: Capital Adequacy Ratio (CAR) is also known as Capital to Risk (Weighted) Assets Ratio (CRAR), is the ratio of a bank's capital to its risk.   1. The capital adequacy ratio (CAR) is a measure of a bank's capital. 2. It is used to protect depositors and promote the stability and efficiency of financial systems around the world. 3. National regulators track a bank's CAR to ensure that it can absorb a reasonable amount of loss and complies with statutory Capital requirements.

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