Bank Exams Practice Question and Answer

Q: Expand CAR, in Banking Terminology? 2875 0

  • 1
    Current Applicable Ratio
    Correct
    Wrong
  • 2
    Capital Adequacy Ratio
    Correct
    Wrong
  • 3
    Capital Available Request
    Correct
    Wrong
  • 4
    Compiled Acquired Ratio
    Correct
    Wrong
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Answer : 2. "Capital Adequacy Ratio"
Explanation :

Answer: B) Capital Adequacy Ratio Explanation: Capital Adequacy Ratio (CAR) is also known as Capital to Risk (Weighted) Assets Ratio (CRAR), is the ratio of a bank's capital to its risk.   1. The capital adequacy ratio (CAR) is a measure of a bank's capital. 2. It is used to protect depositors and promote the stability and efficiency of financial systems around the world. 3. National regulators track a bank's CAR to ensure that it can absorb a reasonable amount of loss and complies with statutory Capital requirements.

Q: Who began public health and sanitation systems? 2874 0

  • 1
    Mexicans
    Correct
    Wrong
  • 2
    Egyptians
    Correct
    Wrong
  • 3
    Romans
    Correct
    Wrong
  • 4
    Chinese
    Correct
    Wrong
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Answer : 3. "Romans"
Explanation :

Answer: C) Romans Explanation: Romans (753 BC - AD 410) began public health and sanitation systems.   Romans established the first public health and sanitation systems by building sewers and aqueducts. They also treated diseases with diet, exercise and meditation.

Q: Which of the following is NOT true about energy balance? 2871 0

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    Inactive people use more energy so they should consume fewer calories.
    Correct
    Wrong
  • 2
    Energy balance is the balance between the amount of calories consumed and the amount used for energy.
    Correct
    Wrong
  • 3
    Energy balance is influenced by the amount of exercise one gets and their dietary habits.
    Correct
    Wrong
  • 4
    Stored body fat will increase if calorie intake is greater than energy used.
    Correct
    Wrong
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Answer : 1. "Inactive people use more energy so they should consume fewer calories."
Explanation :

Answer: A) Inactive people use more energy so they should consume fewer calories. Explanation: The given statement option A) is False regarding energy balance.It should be "Inactive people use less energy so they should consume fewer calories."

Q: Statements :-    All kids are God.   No God is a Human.   Some Human are Son.   All Son are Men.   Conclusions :-    (a) Some Son are not God.   (b) Some Men are Human. 2870 0

  • 1
    Only A follows
    Correct
    Wrong
  • 2
    Only B follows
    Correct
    Wrong
  • 3
    Both (A) and (B) follows
    Correct
    Wrong
  • 4
    A) and (B) follows D)
    Correct
    Wrong
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Answer : 3. "Both (A) and (B) follows"
Explanation :

Answer: C) Both (A) and (B) follows Explanation:

Q: A certain sum of money is invested for one year at a certain rate of simple interest. If the rate of interest is 3% higher, then the invest earned will be 25% more than the interest earned earlier. What is the earlier rate of interest ? 2870 0

  • 1
    4% p.a.
    Correct
    Wrong
  • 2
    6% p.a.
    Correct
    Wrong
  • 3
    8% p.a.
    Correct
    Wrong
  • 4
    12% p.a.
    Correct
    Wrong
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Answer : 4. "12% p.a."
Explanation :

Answer: D) 12% p.a. Explanation: If the interest earned is 25% more than the earlier interest then the rate of interest also should be 25% higher than the earlier rate. Let the earlier rate of interest be x%. Now it will be (x + 3)% % increase = (x + 3) - x/x * 100 = 25=> x = 12%

Q: The third proportional to 9 and 12 is ? 2869 0

  • 1
    14
    Correct
    Wrong
  • 2
    16
    Correct
    Wrong
  • 3
    18
    Correct
    Wrong
  • 4
    20
    Correct
    Wrong
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Answer : 2. "16"
Explanation :

Answer: B) 16 Explanation: Let the third proportion to 9 & 12 be 'x'. => 9:12 = 12 :p => p = 12x12/9 = 16.

Q: A man could buy a certain number of notebooks for Rs.300. If each notebook cost is Rs.5 more, he could have bought 10 notebooks less for the same amount. Find the price of each notebook ? 2868 0

  • 1
    15
    Correct
    Wrong
  • 2
    20
    Correct
    Wrong
  • 3
    10
    Correct
    Wrong
  • 4
    8
    Correct
    Wrong
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Answer : 3. "10"
Explanation :

Answer: C) 10 Explanation: Let the price of each note book be Rs.x. Let the number of note books which can be brought for Rs.300 each at a price of Rs.x be y. Hence xy = 300 => y = 300/x (x + 5)(y - 10) = 300 => xy + 5y - 10x - 50 = xy =>5(300/x) - 10x - 50 = 0 => -150+x2+5x multiplying both sides by -1/10x => x2+15x-10x-150=0 => x(x + 15) - 10(x + 15) = 0 => x = 10 or -15 As x>0, x = 10.

Q: A man saves 20% of his monthly salary. If an account of dearness of things he is to increase his monthly expenses by 15%, he is only able to save Rs. 400 per month. What is his monthly salary ? 2868 0

  • 1
    Rs. 6000
    Correct
    Wrong
  • 2
    Rs. 4500
    Correct
    Wrong
  • 3
    Rs. 5000
    Correct
    Wrong
  • 4
    Rs. 6500
    Correct
    Wrong
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Answer : 3. "Rs. 5000"
Explanation :

Answer: C) Rs. 5000 Explanation: Income = Rs. 100 Expenditure = Rs. 80 Savings = Rs. 20 Present Expenditure 80x(15/100) = Rs. 12 = 80 + 12 = Rs. 92 Present Savings = 100 – 92 = Rs. 8 100 ------ 8? --------- 400 => 5000 His salary = Rs. 5000

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