Bank Exams Practice Question and Answer
8Q: A man saves 20% of his monthly salary. If an account of dearness of things he is to increase his monthly expenses by 15%, he is only able to save Rs. 400 per month. What is his monthly salary ? 2757 05b5cc6e1e4d2b4197774ebf2
5b5cc6e1e4d2b4197774ebf2- 1Rs. 6000false
- 2Rs. 4500false
- 3Rs. 5000true
- 4Rs. 6500false
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Answer : 3. "Rs. 5000"
Explanation :
Answer: C) Rs. 5000 Explanation: Income = Rs. 100 Expenditure = Rs. 80 Savings = Rs. 20 Present Expenditure 80x(15/100) = Rs. 12 = 80 + 12 = Rs. 92 Present Savings = 100 – 92 = Rs. 8 100 ------ 8? --------- 400 => 5000 His salary = Rs. 5000
Q: The Most Abundant Rare Gas in the Atmosphere is 2756 05b5cc6b8e4d2b4197774d68e
5b5cc6b8e4d2b4197774d68e- 1Xefalse
- 2Hefalse
- 3Nefalse
- 4Artrue
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Answer : 4. "Ar"
Explanation :
Answer: D) Ar Explanation: Argon is most the most abundant Rare Gas in the atmosphere. Its elemental symbol is Ar.
Q: Which of the following is a microeconomic statement? 2755 05b5cc639e4d2b4197774ba58
5b5cc639e4d2b4197774ba58- 1The price of personal computers declined last year.true
- 2Unemployment was 6.8 percent of the labor force last year.false
- 3The real domestic output increased by 2.5 percent last year.false
- 4The general price level increased by 4 percent last year.false
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Answer : 1. "The price of personal computers declined last year."
Explanation :
Answer: A) The price of personal computers declined last year. Explanation:
Q: Which payment method typically charges the highest interest rates? 2755 05b5cc6b3e4d2b4197774d408
5b5cc6b3e4d2b4197774d408- 1Credit cardsfalse
- 2Payday loanstrue
- 3Cashier's checksfalse
- 4Pre-paid cardsfalse
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Answer : 2. "Payday loans"
Explanation :
Answer: B) Payday loans Explanation: Both Credit cards and Payday loans payment methods typically charges the highest interest rates. When compared Payday loans seems to charge a little bit higher interest rates than Credit Cards interest rates.
Q: Velocitation is the tendency to 2753 05b5cc611e4d2b4197774b682
5b5cc611e4d2b4197774b682- 1be traveling at a speed that is faster than perceivedtrue
- 2be traveling at a speed that is slower than perceivedfalse
- 3Both A & Bfalse
- 4None of the abovefalse
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Answer : 1. "be traveling at a speed that is faster than perceived"
Explanation :
Answer: A) be traveling at a speed that is faster than perceived Explanation: Velocitation is a phenomenon caused by driving for long periods at high speeds. A driver may experience velocitation when coming off of the highway; the change in speed makes him or her think that the car is going much slower than it actually is. Velocitation is the tendency to be traveling at a speed that is faster than perceived.
Q: Which of the following animals have teeth in their stomach? 2752 05b5cc6bde4d2b4197774d8f7
5b5cc6bde4d2b4197774d8f7- 1Frogsfalse
- 2Crabstrue
- 3Snakesfalse
- 4Cockroachfalse
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Answer : 2. "Crabs"
Explanation :
Answer: B) Crabs Explanation:
Q: Expand CAR, in Banking Terminology? 2751 05b5cc6b2e4d2b4197774d364
5b5cc6b2e4d2b4197774d364- 1Current Applicable Ratiofalse
- 2Capital Adequacy Ratiotrue
- 3Capital Available Requestfalse
- 4Compiled Acquired Ratiofalse
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Answer : 2. "Capital Adequacy Ratio"
Explanation :
Answer: B) Capital Adequacy Ratio Explanation: Capital Adequacy Ratio (CAR) is also known as Capital to Risk (Weighted) Assets Ratio (CRAR), is the ratio of a bank's capital to its risk. 1. The capital adequacy ratio (CAR) is a measure of a bank's capital. 2. It is used to protect depositors and promote the stability and efficiency of financial systems around the world. 3. National regulators track a bank's CAR to ensure that it can absorb a reasonable amount of loss and complies with statutory Capital requirements.
Q: A secret can be told to only 3 persons in 3 minutes. Each person in turn tells 3 other persons in the next 3 minutes and the processes continues accordingly. In 30 minutes how many persons can be told this secret in this way ? 2749 05b5cc741e4d2b4197774f99a
5b5cc741e4d2b4197774f99a- 188572true
- 277854false
- 399584false
- 455654false
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Answer : 1. "88572"
Explanation :
Answer: A) 88572 Explanation: Given a secret is told to 3 persons in 3 minutes.And if the process continues with each person saying 3 other persons,In 30 minutes => the rocess for 10 times because each person time is 3 minutes.Required number of persons = 3 + 32 + 33 + .... + 39 + 310 Now it forms a geometric progression, Sum to n terms is S = arn - 1r - 1 Here a = 3, r = 3 => 59048 x 3 /2 = 88572.

