Bank Exams Practice Question and Answer
8Q: The product of two positive numbers is p. If each of the numbers is increased by 2, the new product is how much greater than twice the sum of the two original numbers ? 2679 05b5cc74ae4d2b4197774faae
5b5cc74ae4d2b4197774faae- 1p timesfalse
- 22p timesfalse
- 3(p + 4) timestrue
- 4(2p + 3) timesfalse
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Answer : 3. "(p + 4) times"
Explanation :
Answer: C) (p + 4) times Explanation: Let the two no's be a and b;Given product of the no's is p = ab;If the each nos is increased by 2 then the new product will be (a+2)(b+2) = ab + 2a + 2b + 4= ab + 2(a+b) + 4= p + 2(a+b) + 4Hence the new product is (p+4) times greater than twice the sum of the two original numbers.
Q: Expand CAR, in Banking Terminology? 2672 05b5cc6b2e4d2b4197774d364
5b5cc6b2e4d2b4197774d364- 1Current Applicable Ratiofalse
- 2Capital Adequacy Ratiotrue
- 3Capital Available Requestfalse
- 4Compiled Acquired Ratiofalse
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Answer : 2. "Capital Adequacy Ratio"
Explanation :
Answer: B) Capital Adequacy Ratio Explanation: Capital Adequacy Ratio (CAR) is also known as Capital to Risk (Weighted) Assets Ratio (CRAR), is the ratio of a bank's capital to its risk. 1. The capital adequacy ratio (CAR) is a measure of a bank's capital. 2. It is used to protect depositors and promote the stability and efficiency of financial systems around the world. 3. National regulators track a bank's CAR to ensure that it can absorb a reasonable amount of loss and complies with statutory Capital requirements.
Q: Sum of present ages of P and Q is 41. Age of P 2 year hence is equal to age of R, 1 year ago. Age of P, 4 year hence is equal to age of Q 1 year ago and ratio of present age of P and S is 3 : 4. Find the difference of age of R and S. 2671 05b5cc6aae4d2b4197774cf4c
5b5cc6aae4d2b4197774cf4c- 12false
- 23true
- 34false
- 45false
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Answer : 2. "3"
Explanation :
Answer: B) 3 Explanation: According to the given data, P + Q = 41 ......(1) R - 1 = P + 2 R = P + 3 and P + 4 = Q - 1 => Q = P + 5 ....(2) From (1)&(2) P = 18 Q = 18 + 5 = 23 R = 18 + 3 = 21 => P/S = 3/4 => S = 4/3 x 18 = 24 Required Difference = S - R = 24 - 21 = 3.
Q: A man saves 20% of his monthly salary. If an account of dearness of things he is to increase his monthly expenses by 15%, he is only able to save Rs. 400 per month. What is his monthly salary ? 2671 05b5cc6e1e4d2b4197774ebf2
5b5cc6e1e4d2b4197774ebf2- 1Rs. 6000false
- 2Rs. 4500false
- 3Rs. 5000true
- 4Rs. 6500false
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Answer : 3. "Rs. 5000"
Explanation :
Answer: C) Rs. 5000 Explanation: Income = Rs. 100 Expenditure = Rs. 80 Savings = Rs. 20 Present Expenditure 80x(15/100) = Rs. 12 = 80 + 12 = Rs. 92 Present Savings = 100 – 92 = Rs. 8 100 ------ 8? --------- 400 => 5000 His salary = Rs. 5000
Q: The bankruptcy of which company initiated the Panic of 1873? 2671 05b5cc696e4d2b4197774c594
5b5cc696e4d2b4197774c594- 1Republic Steel Companyfalse
- 2Jay Cooke & Companytrue
- 3Standard Oil Companyfalse
- 4Century Building Societyfalse
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Answer : 2. "Jay Cooke & Company"
Explanation :
Answer: B) Jay Cooke & Company Explanation: Jay Cooke & Company, a major component of the United States banking establishment, found itself unable to market several million dollars in Northern Pacific Railway bonds in september 1873. Cooke's firm, like many others, had invested heavily in the railroads. Hence, the bankruptcy of Jay Cooke & company initiated the Panic of 1873.
Q: Which payment method typically charges the highest interest rates? 2669 05b5cc6b3e4d2b4197774d408
5b5cc6b3e4d2b4197774d408- 1Credit cardsfalse
- 2Payday loanstrue
- 3Cashier's checksfalse
- 4Pre-paid cardsfalse
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Answer : 2. "Payday loans"
Explanation :
Answer: B) Payday loans Explanation: Both Credit cards and Payday loans payment methods typically charges the highest interest rates. When compared Payday loans seems to charge a little bit higher interest rates than Credit Cards interest rates.
Q: Heritable variation is required for which of the following? 2668 05b5cc683e4d2b4197774c288
5b5cc683e4d2b4197774c288- 1Evolutiontrue
- 2Asexual reproductionfalse
- 3Mitosisfalse
- 4Meiosisfalse
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Answer : 1. "Evolution"
Explanation :
Answer: A) Evolution Explanation: Heritable variation is one of the four most important factors that affect whether natural selection can occur. These factors include 1) Heritable variation 2) Descent with modification 3) Struggle for survival, and necessarily if the others are satisfied 4) Survival of the fittest. Heritable variation allows for possibly beneficial, negative, or even neutral mutations to get filtered during each generation by natural selection--weeding out negative mutations, passing on positive and neutral ones. Without heritable variation, species would quickly fall victim to parasites who take advantage of identical genetic material in a population and evolution would not occur. Variation is the raw material of evolution.
Q: When Ionic bonds are formed metallic atoms tend to 2664 05b5cc697e4d2b4197774c5a5
5b5cc697e4d2b4197774c5a5- 1share electronsfalse
- 2gain electronsfalse
- 3lose electronstrue
- 4None of abovefalse
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Answer : 3. "lose electrons"
Explanation :
Answer: C) lose electrons Explanation: Ionic bonding is the complete transfer of valence electron(s) between atoms. It is a type of chemical bond that generates two oppositely charged ions. In ionic bonds, the metal loses electrons to become a positively charged cation, whereas the nonmetal accepts those electrons to become a negatively charged anion. Hence, when Ionic bonds are formed metallic atoms tend to lose electrons and become positive ions

