Bank Exams Practice Question and Answer

Q: When referring to student loans what is a grace period? 2366 0

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    6 months
    Correct
    Wrong
  • 2
    12 months
    Correct
    Wrong
  • 3
    18 months
    Correct
    Wrong
  • 4
    24 months
    Correct
    Wrong
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Answer : 1. "6 months"
Explanation :

Answer: A) 6 months Explanation: 6 months after graduating or quitting school when you have to start paying back the loans.   A grace period is one term that’s provided for student loans that allow you to delay payments up to a certain length of time, without penalty. During a grace period no late charges would apply, and the loan would not risk falling into default for missed payments. The grace period allows you time to find financial stability prior to having to make payments on your student loans.   Many students use student loans to help pay for their college expenses, including tuition, books, room and board, and other living expenses. Students are expected to repay these loans when they graduate.

Q: Chennai express left Hyderabad for Chennai at 14 : 30 hours, travelling at a speed of 60 kmph and Charminar Express left Hyderabad for Chennai on the same day at 16 : 30 hours, travelling at a speed of 80 kmph. How far away from Hyderabad will the two trains meet? 2366 0

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    360 kms
    Correct
    Wrong
  • 2
    480 kms
    Correct
    Wrong
  • 3
    520 kms
    Correct
    Wrong
  • 4
    240 kms
    Correct
    Wrong
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Answer : 2. "480 kms"
Explanation :

Answer: B) 480 kms Explanation: Now, the distance covered by Chennai express in 2 hrs = 60 x 2 = 120 kms Let the Charminar Express takes 't' hrs to catch Chennai express => 80 x t = 60 x (2 + t) => 80 t = 120 + 60t => t = 6 hrs   Therefore, the distance away from Hyderabad the two trains meet = 80 x 6 = 480 kms.

Q: Statement: There is a substantial increase in the number of accidents causing deaths and severe injuries due to malfunctioning of the traffic signals.Course of action:a. The traffic police should immediately post traffic personnel at the junctions.b. The signal system should immediately be repaired or replaced. 2366 0

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    Only a follows
    Correct
    Wrong
  • 2
    Either a or b follows
    Correct
    Wrong
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    Only b follows
    Correct
    Wrong
  • 4
    Neither a nor b follows
    Correct
    Wrong
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Answer : 2. "Either a or b follows"
Explanation :

Answer: B) Either a or b follows Explanation: Clearly, either the traffic signals should be made to function properly or traffic personnel should be deployed to guide vehicular movement in the right way. So either I or II follows.

Q: What Asks But Never Answers? 2366 0

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    Teacher
    Correct
    Wrong
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    Telephone
    Correct
    Wrong
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    Letter
    Correct
    Wrong
  • 4
    Owl
    Correct
    Wrong
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Answer : 4. "Owl"
Explanation :

Answer: D) Owl Explanation: An owl. "What noise does an owl make? The sound an Owl makes, it sounds like, "Who?" to our ears. They sounds entire lives asking the same question, but they'll never give any answers.

Q: Crack the series missing Number Puzzle ? 2366 0

  • 1
    330
    Correct
    Wrong
  • 2
    253
    Correct
    Wrong
  • 3
    221
    Correct
    Wrong
  • 4
    363
    Correct
    Wrong
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Answer : 4. "363"
Explanation :

Answer: D) 363 Explanation: The given numbers in the series follows a pattern that, 3 (3 x 3) + 3 = 12 (12 x 3) + 3 = 39 (39 x 3) + 3 = 120 (120 x 3) + 3 = 363.

Q: What makes an election democratic? 2365 0

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    Elections should be held at regular intervals.
    Correct
    Wrong
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    The candidate preferred by the people should get elected.
    Correct
    Wrong
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    Every citizen should have one vote ad every vote should have an equal value.
    Correct
    Wrong
  • 4
    All the above
    Correct
    Wrong
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Answer : 4. "All the above"
Explanation :

Answer: D) All the above Explanation: In short, Democracy is a government "of the people, by the people, and for the people."   Definition : Democracy "is government by the people in which the supreme power is vested in the people and exercised directly by them or by their elected agents under a free electoral system."  The conditions of a democratic election are:   * Every citizen should have one vote ad every vote should have an equal value. * Voters choose from the political parties and candidates should be free to contest elections giving the voters a real choice. * Elections should be held at regular intervals. * The candidate preferred by the people should get elected. * Elections should be conducted in free and fair manner where people can choose as they really wish.

Q: Nitrogenous bases in DNA and RNA? 2365 0

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    Adenine
    Correct
    Wrong
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    Cytosine
    Correct
    Wrong
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    Guanine
    Correct
    Wrong
  • 4
    All the above
    Correct
    Wrong
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Answer : 4. "All the above"
Explanation :

Answer: D) All the above Explanation: Nitrogenous base: A molecule that contains nitrogen and has the chemical properties of a base.   DNA and RNA ::   The nitrogenous bases in DNA are Adenine (A), Guanine (G), Thymine (T), and Cytosine (C).   Whereas the nitrogenous bases in RNA are the same, with one exception: Adenine (A), Guanine (G), Uracil (U), and Cytosine (C).

Q: # 6 B G @ I L 7 3 H A % @ D F K E 8 J Q I * V T U 2 $ W  If all the numbers are dropped from the above arrangement which element will be fifth to the left of eleventh from the left? 2364 0

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    I
    Correct
    Wrong
  • 2
    H
    Correct
    Wrong
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    T
    Correct
    Wrong
  • 4
    None of these
    Correct
    Wrong
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Answer : 4. "None of these"
Explanation :

Answer: D) None of these Explanation:

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