Bank Exams Practice Question and Answer

Q: In a competitive examination, the average marks for the entire examination was 60 marks. If 20% of the applicants scored 85 marks and 25% scored 95 marks. What was the average marks of the remaining applicants in the examination ? 1595 0

  • 1
    60
    Correct
    Wrong
  • 2
    52
    Correct
    Wrong
  • 3
    45
    Correct
    Wrong
  • 4
    35
    Correct
    Wrong
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Answer : 4. "35"
Explanation :

Answer: D) 35 Explanation: Let the total applicants be 100   Then, 20% got 85 marks i.e 20 x 85 = 1700   and 25% got 95 marks  i.e 25 x 95 = 2375   Now, the remaining applicants are 55 and let the average marks scored by them be x.   Therefore, 2375 + 1700 + 55x  =  60×100  6000 - 4075 = 55x 55x=1925 x=35.

Q: Nine different letters of alphabet are given, words with 5 letters are formed from these given letters. Then, how many such words can be formed which have at least one letter repeated ? 1594 0

  • 1
    43929
    Correct
    Wrong
  • 2
    59049
    Correct
    Wrong
  • 3
    15120
    Correct
    Wrong
  • 4
    0
    Correct
    Wrong
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Answer : 1. "43929"
Explanation :

Answer: A) 43929 Explanation: Number of words with 5 letters from given 9 alphabets formed = 95   Number of words with 5 letters from given 9 alphabets formed such that no letter is repeated is = 9P5   Number of words can be formed which have at least one letter repeated =  95 - 9P5   = 59049 - 15120   = 43929

Q: A girl introduced a boy as the son of the daughter of the father of her uncle. The boy is girl's ? 1594 0

  • 1
    Son
    Correct
    Wrong
  • 2
    Brother
    Correct
    Wrong
  • 3
    Cousin
    Correct
    Wrong
  • 4
    Nephew
    Correct
    Wrong
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Answer : 2. "Brother"
Explanation :

Answer: B) Brother Explanation: Brother Justification: Daughter of uncle's father -- Uncle's sister -- Mother; Mother's son -- Brother.

Q: How is my father's mother's only daughter-in-law's daughter's father related to me ? 1594 0

  • 1
    Son-in-law
    Correct
    Wrong
  • 2
    Uncle
    Correct
    Wrong
  • 3
    Son
    Correct
    Wrong
  • 4
    Father
    Correct
    Wrong
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Answer : 4. "Father"
Explanation :

Answer: D) Father Explanation: My fahter's mother's only daughter-in-law is my father's wife i.e. my mother. My mother's daughter is my sister. My sister's father is my father.

Q: The amount of water vapor in the air is 1594 0

  • 1
    Hot air
    Correct
    Wrong
  • 2
    Humidity
    Correct
    Wrong
  • 3
    Dew
    Correct
    Wrong
  • 4
    Foam
    Correct
    Wrong
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Answer : 2. "Humidity"
Explanation :

Answer: B) Humidity Explanation: The amount of water vapor ranges from a trace amount up to 4% of the mass of air. Water vapor exists as an invisible gas in the air.   The amount of water vapor in the air is called absolute humidity. The amount of water vapor in the air as compared with the amount of water that the air could hold is called relative humidity. The maximum amount of water vapor that can be in the air depends on the air temperature.

Q: 1 Billion Seconds Equals to 1594 0

  • 1
    34.76 years
    Correct
    Wrong
  • 2
    32.48 years
    Correct
    Wrong
  • 3
    33.31 years
    Correct
    Wrong
  • 4
    31.68 years
    Correct
    Wrong
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Answer : 4. "31.68 years"
Explanation :

Answer: D) 31.68 years Explanation: We know that 1 year = 365.25 days 1 day = 24 hours 1 hour = 60 minutes 1 minute = 60 seconds   => 1 Year = 365.25 x 24 x 60 x 60 Seconds But 1 billion seconds = ? 1 Year = 365.25 x 24 x 60 x 60 Seconds     ?     =  1000000000 Seconds   ? = 1000000000365.25 x 24 x 60 x 60 years = 31. 68 years.

Q: Commercial banks are funded through which of the following? 1594 0

  • 1
    Stock holders
    Correct
    Wrong
  • 2
    Government funding
    Correct
    Wrong
  • 3
    Services
    Correct
    Wrong
  • 4
    Customer deposits
    Correct
    Wrong
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Answer : 4. "Customer deposits"
Explanation :

Answer: D) Customer deposits Explanation: A commercial bank is a type of financial institution that accepts deposits, offers checking account services, makes business, personal and mortgage loans, and offers basic financial products like certificates of deposit (CDs) and savings accounts to individuals and small businesses. A commercial bank is where most people do their banking, as opposed to an investment bank.   Commercial banks are funded through customer deposits. These banks make money by providing loans and earning interest income from those loans. The types of loans a commercial bank can issue vary and may include mortgages, auto loans, business loans and personal loans. A commercial bank may specialize in just one or a few types of loans.   Customers who deposit money into these accounts effectively lend money to the bank and are paid interest. However, the interest rate paid by the bank on money they borrow is less than the rate charged on money they lend.

Q: A earns 50% of B's salary, B earns 80% of C's salary. If the total earnings for a month is Rs. 22000, then what is the earning for A ? 1593 0

  • 1
    Rs. 4000
    Correct
    Wrong
  • 2
    Rs. 4200
    Correct
    Wrong
  • 3
    Rs. 4400
    Correct
    Wrong
  • 4
    Rs. 4600
    Correct
    Wrong
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Answer : 1. "Rs. 4000"
Explanation :

Answer: A) Rs. 4000 Explanation: Let C's salary be Rs. x Then B's salary = 80x/100 => A's salary = (50/100) * (80x/100) = 40x/100 But given total earnings in a month = 22000 => x + 80x/100 + 40x/100 = 22000 => x + 120x/100 = 22000 => x = 10000 => A's salary = 40 x 10000/100 = Rs. 4000

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