Bank Exams Practice Question and Answer

Q: Commercial banks are funded through which of the following? 1746 0

  • 1
    Stock holders
    Correct
    Wrong
  • 2
    Government funding
    Correct
    Wrong
  • 3
    Services
    Correct
    Wrong
  • 4
    Customer deposits
    Correct
    Wrong
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Answer : 4. "Customer deposits"
Explanation :

Answer: D) Customer deposits Explanation: A commercial bank is a type of financial institution that accepts deposits, offers checking account services, makes business, personal and mortgage loans, and offers basic financial products like certificates of deposit (CDs) and savings accounts to individuals and small businesses. A commercial bank is where most people do their banking, as opposed to an investment bank.   Commercial banks are funded through customer deposits. These banks make money by providing loans and earning interest income from those loans. The types of loans a commercial bank can issue vary and may include mortgages, auto loans, business loans and personal loans. A commercial bank may specialize in just one or a few types of loans.   Customers who deposit money into these accounts effectively lend money to the bank and are paid interest. However, the interest rate paid by the bank on money they borrow is less than the rate charged on money they lend.

Q: If  1 1 1 1 = R    2 2 2 2 = T    3 3 3 3 = E    4 4 4 4 = N   Then  5 5 5 5 = ? 1445 0

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    Y
    Correct
    Wrong
  • 2
    Z
    Correct
    Wrong
  • 3
    T
    Correct
    Wrong
  • 4
    X
    Correct
    Wrong
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Answer : 1. "Y"
Explanation :

Answer: A) Y Explanation: If you add all the terms of the LHS of equality, then the last letter of the sum written in words would give you the RHS. 1 + 1 + 1 + 1 = 4 = FOUR 2 + 2 + 2 + 2 = 8 = EIGHT 3 + 3 + 3 + 3 = 12 = TWELVE 4 + 4 + 4 + 4 = 16 = SIXTEEN   So, following the same pattern. 5 + 5 + 5 + 5 = 20 = TWENTY   That gives us our answer to 5 5 5 5 =  "Y".

Q: How many squares do you see? 2006 0

  • 1
    44
    Correct
    Wrong
  • 2
    45
    Correct
    Wrong
  • 3
    46
    Correct
    Wrong
  • 4
    50
    Correct
    Wrong
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Answer : 2. "45"
Explanation :

Answer: B) 45 Explanation: Number of squares in the given figure is 16 + 9 + 19 + 1 = 45.

Q: Chinese writers mention India by the name of 2919 0

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    Yin-tu
    Correct
    Wrong
  • 2
    Si-Yu-Ki
    Correct
    Wrong
  • 3
    Sikia-Pono
    Correct
    Wrong
  • 4
    Fo-Kwo-Ki
    Correct
    Wrong
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Answer : 1. "Yin-tu"
Explanation :

Answer: A) Yin-tu Explanation: The Chinese writers mention India by the name of "Yin-tu".

Q: Peacock : India :: Bear : ? 2002 0

  • 1
    England
    Correct
    Wrong
  • 2
    America
    Correct
    Wrong
  • 3
    Russia
    Correct
    Wrong
  • 4
    Africa
    Correct
    Wrong
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Answer : 3. "Russia"
Explanation :

Answer: C) Russia Explanation: Here the relation between the given words is that the first word is the National animal of the second word. As Peacock is the national bird of India, similarly Bear is the national animal of Russia.   Hence, Peacock : India :: Bear : Russia.

Q: What does the color black on a map illustrate? 2472 0

  • 1
    contours
    Correct
    Wrong
  • 2
    water bodies
    Correct
    Wrong
  • 3
    woodland areas
    Correct
    Wrong
  • 4
    borders
    Correct
    Wrong
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Answer : 4. "borders"
Explanation :

Answer: D) borders Explanation: There are different colors that are used for different signs on the maps. The typical color standard for topographic maps depicts contours in brown, bodies of water in blue, boundaries in black, and grids and roads in red. Topographic maps may use different colors to represent area features.   Black represents man-made objects or cultural features like roads, bridges, borders, etc...

Q: Which of the following describes a relational database? 1932 0

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    It retrieves data related to its queries
    Correct
    Wrong
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    It provides a relationship between floats
    Correct
    Wrong
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    It provides a relationship between integers
    Correct
    Wrong
  • 4
    It consists of separate tables or related data
    Correct
    Wrong
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Answer : 4. "It consists of separate tables or related data"
Explanation :

Answer: D) It consists of separate tables or related data Explanation: A relational database is a digital database based on the relational model of data, a database structured to recognize relations between stored items of information. A software system used to maintain relational databases is a relational database management system.   Computer database in which all data is stored in Relations which (to the user) are tables with rows and columns. Each table is composed of records (called Tuples) and each record is identified by a field (attribute) containing a unique value. Every table shares at least one field with another table in 'one to one,' 'one to many,' or 'many to many' relationships. These relationships allow the database user to access the data in almost an unlimited number of ways, and to combine the tables as building blocks to create complex and very large databases.

Q: In plants, chloroplasts are necessary for 2064 0

  • 1
    photosynthesis
    Correct
    Wrong
  • 2
    storage
    Correct
    Wrong
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    cell movement
    Correct
    Wrong
  • 4
    respiration
    Correct
    Wrong
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Answer : 1. "photosynthesis"
Explanation :

Answer: A) photosynthesis Explanation: Plants are producers, which means they make their own food. Chloroplasts are organelles found in eukaryotic and plant cells that conduct photosynthesis. Chloroplasts absorb sunlight and use it in conjunction with water and carbon dioxide gas to produce food for the plant. Plants use energy from sunlight to help make their food, but they need chloroplasts to do it.   Hence, in plants, chloroplasts are necessary for Photosynthesis.

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