Read the passage carefully and give the answer of following questions.

The public sector banks are witnessing in India a period of transition and are at crossroads, where they without giving up social responsibility, should also remain healthy. They need to undertake risky experiments, yet perform it innovatively in a way it does not fail. They should make forays into new areas which are rarely tread by them and lose no emerging opportunities. It should be understood that absence of any bad advance is no sign of efficient banking system. It only indicates immense conservatism. However this is no guarantee for profit. There should be a balance between liquidity and risk. Past sins should be forgotten. Novel and pragmatic techniques should be adopted without which banks would be in danger.

What does the absence of any bad advance indicate?

Read the passage carefully and give the answer of following questions.

The public sector banks are witnessing in India a period of transition and are at crossroads, where they without giving up social responsibility, should also remain healthy. They need to undertake risky experiments, yet perform it innovatively in a way it does not fail. They should make forays into new areas which are rarely tread by them and lose no emerging opportunities. It should be understood that absence of any bad advance is no sign of efficient banking system. It only indicates immense conservatism. However this is no guarantee for profit. There should be a balance between liquidity and risk. Past sins should be forgotten. Novel and pragmatic techniques should be adopted without which banks would be in danger.

How can the banks take risks without risking a failure?

Read the passage carefully and give the answer of following questions.

The public sector banks are witnessing in India a period of transition and are at crossroads, where they without giving up social responsibility, should also remain healthy. They need to undertake risky experiments, yet perform it innovatively in a way it does not fail. They should make forays into new areas which are rarely tread by them and lose no emerging opportunities. It should be understood that absence of any bad advance is no sign of efficient banking system. It only indicates immense conservatism. However this is no guarantee for profit. There should be a balance between liquidity and risk. Past sins should be forgotten. Novel and pragmatic techniques should be adopted without which banks would be in danger.

In addition to being socially responsible, what does the author want the banks to be?

Read the passage carefully and give the answer of following questions.

The public sector banks are witnessing in India a period of transition and are at crossroads, where they without giving up social responsibility, should also remain healthy. They need to undertake risky experiments, yet perform it innovatively in a way it does not fail. They should make forays into new areas which are rarely tread by them and lose no emerging opportunities. It should be understood that absence of any bad advance is no sign of efficient banking system. It only indicates immense conservatism. However this is no guarantee for profit. There should be a balance between liquidity and risk. Past sins should be forgotten. Novel and pragmatic techniques should be adopted without which banks would be in danger.

What, according to the author, are the public sector banks witnessing?

Directions: Two statement are given followed by two conclusions I and II. You have to consider the two statements to be true even if they seem to be at variance from commonly known facts. You have to decide which one of the given conclusions are definitely drawn from the given statements:

The author used ‘individual opinions’, ‘attitudes’ and ‘preferences’ as examples of

Read the passage carefully and give the answer of following questions.

The interview may be conducted by letter and by telephone, as well as in person. Letter and telephone interviews are less satisfactory. Direct contact with an individual and a face-to-face relationship often provide a stimulating situation for both interviewer and interviewee. Personal reaction and interaction aid not only in rapport but also in obtaining nuances and additional information by the reactions which are more fully observed in a face-to-face relationship.

Adequate preparation for the interview is a “must”. Careful planning saves not only time but also energy of both parties concerned. The interview is used to obtain facts or subjective data such as individual opinions, attitudes, and preferences. Interviews are used to check on questionnaires which may have been used to obtain data, or when a problem being investigated is complex, or when the information needed to solve it cannot be secured easily in any other way. People will often give information orally but will not put it in writing.

Face-to-face interaction with the interviewees enables the interviewer to

Read the passage carefully and give the answer of following questions.

The interview may be conducted by letter and by telephone, as well as in person. Letter and telephone interviews are less satisfactory. Direct contact with an individual and a face-to-face relationship often provide a stimulating situation for both interviewer and interviewee. Personal reaction and interaction aid not only in rapport but also in obtaining nuances and additional information by the reactions which are more fully observed in a face-to-face relationship.

Adequate preparation for the interview is a “must”. Careful planning saves not only time but also energy of both parties concerned. The interview is used to obtain facts or subjective data such as individual opinions, attitudes, and preferences. Interviews are used to check on questionnaires which may have been used to obtain data, or when a problem being investigated is complex, or when the information needed to solve it cannot be secured easily in any other way. People will often give information orally but will not put it in writing.

If I want to interview someone,

Read the passage carefully and give the answer of following questions.

The interview may be conducted by letter and by telephone, as well as in person. Letter and telephone interviews are less satisfactory. Direct contact with an individual and a face-to-face relationship often provide a stimulating situation for both interviewer and interviewee. Personal reaction and interaction aid not only in rapport but also in obtaining nuances and additional information by the reactions which are more fully observed in a face-to-face relationship.

Adequate preparation for the interview is a “must”. Careful planning saves not only time but also energy of both parties concerned. The interview is used to obtain facts or subjective data such as individual opinions, attitudes, and preferences. Interviews are used to check on questionnaires which may have been used to obtain data, or when a problem being investigated is complex, or when the information needed to solve it cannot be secured easily in any other way. People will often give information orally but will not put it in writing.

According to the author the best way to conduct interviews is