Directions: In the following passage, some of the words have been left out. Read the passage carefully and select the correct answer for the given blank out of the four alternatives.

_____ that does not extend credit

In the following passage some words have been deleted. Fill in the blanks with the help of the alternatives given. Select the most appropriate option for each blank.
 
I had seen the magic shop from afar several times. I had passed (1)______ once or twice, a shop window of (2)______ little objects, magic balls, magic hens, wonderful cones, magic dolls and all those (3)______ of things. But never had I thought of going in (4)______ one day, Gip hauled me by my finger – right (5)______ to the window.

Select the most appropriate option to fill in blank No.1.

Direction: In these questions, some of the sentences have errors and some are correct as they are. Find out which part of a sentence has an error. If a sentence is free from error, write (d) as the answer.

Neither he is (a) / nor his wife is (b) / coming. (c)/ No error (d).

Directions:- Read the following passage and answer the following questions based on the given passage. Some of the words are highlighted which would help you to answer some of the questions given.
For years, world-wide organisations have become increasingly excited about the prospect of a cloud-based future. As the dream becomes an ever closer reality for many kinds of business and, Forrester predicted that enterprise spending on cloud services is set to surge. IDC also predicted that global spending on public cloud services and infrastructure would reach $210bn in 2019, an increase of 24% from 2018. But one obstacle stands create friction and introduce risk: the process of migration.
 As all indications point to a massive shift in data deployments to the cloud, it is more important than ever that the transition from on-premises to Cloud is as risk free as possible. In today's climate any loss or disruption to data can have a huge business impact. It’s a complex process, is frequently underestimated and many organisations have found there’s lots that can go wrong that can impact the business. Organisations across the globe have found the cloud to be an ideal place to run modern data applications due to big data’s elastic resource requirements. Furthermore, with the lack of data talent an ever-looming issue for most companies today they have been determined to adopt a cloud-first strategy to ensure business operations are accessible for a range of employees.
 The cloud offers great promise for developers especially, as it can increase the speed at which they develop software features and increase the resilience of applications once they are deployed - along with enhanced security through the use of multiple server locations. With all this considered, it is no surprise that 42% of UK businesses leverage some kind of cloud service, according to Eurostat.
 However, all the perceived benefits of leveraging the cloud are redundant if organisations come up against barriers to accessing cloud services. Cloud-based data pipelines still suffer from complexity challenges at the moment, along with the lack of visibility into cost and resource usage at the application and user level. The answer to this is automation fueled by robust Machine learning training models and artificial intelligence. These concepts and the tools that enable them can determine the prerequisites of cloud infrastructure, application dependencies,the appropriate target cloud instance profiles, and provide troubleshooting in real-time
 To summarise, the promise of the cloud has created a sense of excitement amongst enterprises, however, they have proceeded to go full steam ahead into adopting a cloud service, without sufficient data to ensure performance service level agreements (SLAs).

Which of the following words is most similar to the word “ENSURE” as given in the passage? 

Read the following passage carefully and give the answer of following questions.

The problem of water pollution by pesticides can be understood only in context, as part of the whole to which it belongs – the pollution of the total environment of mankind. The pollution entering our waterways comes from many sources, radioactive wastes from reactors, laboratories and hospitals; fallout from nuclear explosions; domestic wastes from cities and towns; chemical wastes from factories. To these is a added a new kid of fallout - the chemical sprays applied to crop lands and gardens, forests and fields. Many of the chemical agents in this alarming melange initiate and augment the harmful effects of radiation, and within the groups of chemicals themselves there are sinister and little - understood interactions, transformations and summations of effect.

Ever since the chemists began to manufacture substances that nature never invented, the problem of water purification have become complex and the danger to users of water has increased. As we have seen, the production of these synthetic chemicals in large volume began in the 1940’s. It has now reached such proportion that an appalling deluge of chemical pollution is daily poured into the nation’s waterways. When inextricably mixed with domestic and other wastes discharged into the same water, these chemicals sometimes defy detection by the methods in ordinary use by purification plants. Most of them are so complex that they cannot be identified. In rivers, a really incredible variety of pollutants combine to produce deposits that sanitary engineers can only despairingly refer to as “gunk”.

All the following words mean ‘chemicals’ except:

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

Who is the founder of AU Small Finance Bank?

Read the following passage and answer the questions given after it.

Tens of thousands of people who lost their homes in a catastrophic earthquake huddled around campfires in the bitter cold and clamoured for food and water on Thursday, three days after the temblor hit Turkey and Syria and killed more than 19,300 on Monday, 6th February, 2023.

Emergency crews used pick axes, shovels and jackhammers to dig through twisted metal and concrete - and occasionally still pulled out survivors. In the Turkish city of Antakya, dozens scrambled for aid in front of a truck distributing children's coats and other supplies. Many of those who lost their homes found shelter in tents, stadiums and other temporary accommodation, but others slept outdoors. In Antakya, over 100 bodies were awaiting identification in a makeshift morgue outside a hospital.

Authorities called off search-and-rescue operations in the cities of Kilis and Sanliurfa, where destruction was not as severe as in other impacted regions. The U.N. is authorised to deliver aid through only one border crossing, and road damage has prevented that thus far. U.N. Officials pleaded for humanitarian concerns to take precedence over wartime politics.

The scale of loss and suffering remained massive. Turkish authorities said on Thursday that the death toll had risen to more than 16,100 in the country, with more than 64,000 injured. In Syria, which includes government-held and rebel-held areas, more than 3,100 have been reported dead and more than 5,000 injured.

Rescue teams urged quiet in the hope of hearing stifled pleas for help, and the Syrian paramedic group known as the White Helmets noted that every second could mean saving a life. But more and more often, the teams pulled out dead bodies.

It was not clear how many people were still unaccounted for in both countries. Turkey's disaster-management agency said more than 110,000 rescue personnel were now taking part in the effort and more than 5,500 vehicles, including tractors, cranes, bulldozers and excavators had been shipped.

The Foreign Ministry said 95 countries have offered help. More than half of that number have sent a total of nearly 6,500 rescuers. Another 2,400 more are still expected to arrive. International aid for Syria was far more sparse.

Efforts there have been hampered by the civil war and the isolation of the rebel-held region along the border that is surrounded by Russia-backed government forces.

Why is the International aid much lesser in Syria than in Turkey?

The following sentence has been split into four segments. Identify the segment that contains a grammatical error.

We stayed / in Jim’s flat / during he was / on holiday