Comprehension Test Questions and Answers Practice Question and Answer

Q:

Among Nature’s most intriguing phenomena are the partnerships formed by any different species. The name used for these relationships, Symbiosis, comes from Greek meaning "living together". Not all symbiotic relationships are the same. There are some called commensal relationships, in which one partner gains a benefit while the other gains little or none but is not harmed. One example is the relationship between two types of fish remoras and sharks. The remora, which is long and often striped, attaches itself to a shark (sometimes to another type of fish or a whale), using a sucker on its head. When the shark makes a kill, the hitchhiker briefly detaches itself to feed on the scraps. Another type of symbiotic relationship is parasitism, in which one partner benefits at the expense of others. Ticks and tapeworms are among familiar parasites. 

The third type of symbiotic relationship, called mutualism, is a true partnership in which both partners benefit. The relationship may be limited as when zebras and wild best graze together on the vast African grasslands. Each species can survive on its own, but together their chances of detecting predators are improved because each contributes a specially keen sense. (Zebras have the better eyesight;  wild beast, hearing and sense of smell). In a few cases partners are so interdependent that one cannot survive without the other. Most mutualistic relationships probably lie some where in between

Remora attaches itself to the shark or whale 

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  • 1
    by entwining its long body around the bigger fish.
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  • 2
    by biting into the fish’s body with its teeth.
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  • 3
    with an adhesive organ found in its head.
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  • 4
    with a hook like structure in its head.
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Answer : 3. "with an adhesive organ found in its head."

Q:

The conclusion of World Trade Organization’s 11th biennial ministerial conference at Buenos Aires was worrisome. From an Indian standpoint, there was no loss as status quo continues in the most important issue: the right to continue the food security programme by using support prices. But the inability of the negotiators to reach even one substantive outcome suggests that WTO’s efficacy is under question. As a 164-country multilateral organisation dedicated to crafting rules of trade through consensus, WTO represents the optimal bet for developing countries such as India. Strengthening WTO is in India’s best interest.
 Perhaps the biggest threat to WTO’s efficacy today is the attitude of the US. The world’s largest economy appears to have lost faith in the organisation and has begun to undermine one of its most successful segments, the dispute redressal mechanism. This is significant as the US has been directly involved in nearly half of all cases brought to WTO. Separately, large groups of countries decided to pursue negotiations on e-commerce, investment facilitation and removal of trade obstacles for medium and small scale industries. By itself this should not weaken WTO. But it comes at a time when there is growing frustration with gridlock at WTO.
 India did well to defend its position on its food security programme. The envisaged reform package which will see a greater use of direct cash transfers to beneficiaries will be in sync with what developed countries do. But it’s important for India to enhance its efforts to reinvigorate WTO. In this context, India’s plan to organise a meeting of some countries early next year is a step in the right direction. WTO represents the best available platform to accommodate interests of a diverse set of nations. Therefore, India should be at the forefront of moves to fortify it.

Which of the following is the most successful segments of the WTO mentioned in the passage?

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    Reviewer of government’s trade policies.
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    Agreement on trade in services.
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  • 3
    Dispute redressal mechanism
    Correct
    Wrong
  • 4
    Intellectual Property Rights
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Answer : 3. "Dispute redressal mechanism"

Q:

Directions: Read the following passage and answer the questions as directed.

Artificial intelligence (AI) is all the rage these days. A recent article noted that ‘robots’ — shorthand for AI in the tabloids — will be able to write a fiction bestseller within 50 years. I suppose that would be shocking to me as a novelist if most fiction bestsellers were not already being written by ‘robots’. Or so one feels, keeping publishing and other vogues in mind: a bit of this, a bit of that, a dash of something else, and voila you have a bestseller! In that sense, perhaps the rise of AI will make us reconsider what we mean by human intelligence. This discussion has been neglected for far too long. Take my field: literature. The Chinese company, Cheers Publishing, lately offered a collection of poems written by a computer program. So, are poets, generally considered to be suicidal in any case, jumping off the cliffs in droves as a consequence?
 Well, this is a selection from one of the AI poems I found online: “The rain is blowing through the sea / A

bird in the sky / A night of light and calm / Sunlight / Now in the sky / Cool heart / The savage north wind

/ When I found a new world.”
 Yes, there are aspiring poets — and sometimes established ones — who write like this, connecting words centripetally or centrifugally to create an effect. I think they should have been pushed off literary cliffs a long time ago. Because this is not poetry; this is just the technique of assembling words like poetry. There is a difference between the intelligence required to write poetry and the skills required to write it. That poetic intelligence is lost without the required poetic skills, but the skills on their own do not (A)suffice either. The fact that lines like this, written by AI, can be considered poetry does not reflect on the intelligence of AI. It reflects on the intelligence of those readers, writers, critics, editors, publishers and academics who have not yet distinguished between gimmickry and mimicry on the one side and the actual freshness of a chiselled line on the other. But this is a small example. Surely, AI might also make (B)_____________, including that of considering something like IQ to be a sufficient index of human mental capacity! Because if we think that AI can replace human intelligence, then we are simply not thinking hard enough. (C) One of the major (1) activity here is that of considering (2) intelligence to be something (3) different from and raised above the (4) failures of living. This leads to the misconception that intelligence can be (D)___ to something else — say, a robot — without becoming something else. Human intelligence cannot be passed on to something else: What is “passed on” is always a different kind of ‘intelligence’. Even the arguments that AI — or, as in the past, robots — can enable human beings to lead a gloriously workless existence is based on a similar misconception. Because human intelligence is embedded in human existence, ‘work’ as human activity in the world is not something human beings can do without.

Which of the following phrases should fill the blank given in (B) to make it grammatically and contextually correct and meaningful?

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    has always been a mistake to expect him to ‘solve’ problems without human effort
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    us discover our basic lack of intelligence in other areas
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    often atheistic fans of AI who believe that it is ‘The solution’ are making the same mistake
    Correct
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  • 4
    has had a crucial role in shaping cognitive capacity and brain evolution
    Correct
    Wrong
  • 5
    None of the Above
    Correct
    Wrong
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Answer : 2. "us discover our basic lack of intelligence in other areas"

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Answer : 1. "Detritus"

Q:

Directions :Read the given passage carefully and answer the following questions. Certain parts have been highlighted to help answer the questions.
  Every year, around one million people die of mosquitoborne diseases according to the World Health Organization (WHO). This is why mosquitoes are considered one of the deadliest living creatures on the planet — not because they are lethal themselves, but because many of the viruses and parasites they transmit are
 In the absence of an effective vaccine for dengue fever, Zika fever, chikungunya and other mosquito-borne diseases, researchers have developed genetic strategies to reduce mosquito populations. One such strategy involves the release into the wild of genetically modified (GM) mosquitoes that express a lethal gene — a strategy believed to have little impact on the overall DNA of wild populations of mosquitoes
 The transfer of new genes from GM organisms to wild or domesticated non-GM populations is a key criticism of GM crops like soybean and corn. There are concerns that the introduction of GM genes into non-target species could have negative consequences for both human and environmental health.
 Oxitec, a company that spun out of research at Oxford University in the early 2000s, developed and trademarked GM Friendly™ mosquitoes (also known as strain OX513A of Aedes aegypti). These male GM mosquitoes have what the company describes as a “self-limiting” gene, which means that when these so-called friendly mosquitoes’ mate, their offspring inherit the self-limiting gene which is supposed to prevent them surviving into adulthood.
 In theory, when these mosquitoes are released in high numbers, a dramatic reduction in the mosquito population should follow. According to research published by Oxitec researchers in 2015, field trials involving recurring releases of Friendly™ mosquitoes demonstrated a reduction of nearly 95 per cent of target populations in Brazil. In these field trials, experiments were not performed to assess whether GM mosquitoes might persist in the wild.
 A recent study from the Powell lab at Yale University has since confirmed that some of the offspring of the GM mosquitoes didn’t succumb to the self-limiting lethal gene and survived to adulthood. They were able to breed with native mosquitoes and thereby introduce some of their genes into the wild population
 Meanwhile, the impact of mosquitoes carrying these new genes remains largely unknown. One significant worry is that a new breed of mosquito might emerge that is more difficult to control. These new genes could also potentially alter evolutionary pressures on viruses carried by mosquitoes, like dengue fever, in unpredictable ways. This includes potentially increasing their virulence or changing their host-insect interactions. These are hypothetical risks that have been raised by scientists, and reflect the need for further study.

Which of the statements can be considered as true with respect to the passage given?

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    Field trials on Genetically modified mosquitoes showed reduction of 96% target populations.
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  • 2
    Oxitec trademarked the GM Friendly mosquitoes in 2015.
    Correct
    Wrong
  • 3
    The female GM mosquito has a self-limiting gene
    Correct
    Wrong
  • 4
    Both (a) and (b)
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  • 5
    None of the above
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Answer : 5. "None of the above"

Q:

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

Where is the headquarters of AU Small Finance Bank?

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    Ahmedabad
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  • 2
    Jaipur
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    Mumbai
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    Delhi
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  • 5
    Bangalore
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Answer : 2. "Jaipur"

Q:

Read the passage carefully and give the answer of following questions.

Poverty can be defined as a social phenomenon in which a section of the society is unable to fulfil even its basic necessities of life. When a substantial segment of the society is deprived of the minimum level of living and continues at a bare subsistence level, that society is said to be plagued with mass poverty. The countries of the third world exhibit invariably the existence of mass poverty, although pockets of poverty exist even in the developed countries of Europe and America.

Attempts have been made in all societies to define poverty, but all of them are conditioned by the vision of minimum or good life obtaining in society. For instance, the concept of the poverty in the U.S.A. would be significantly different from that in India because the average man is able to afford a much higher level of living in the United States. There is an effort in all definitions of poverty to approach the average level of living in a society and as such these definitions reflect the coexistence of inequalities in a society and the extent to which different societies are prepared to tolerate them. For instance, inn India, the generally accepted definition of poverty emphasizes minimum level of living rather than a reasonable level of living. This attitude is borne out of a realization that it would not be possible to provide even a minimum quantum of basic needs for some decades and therefore, to talk about a reasonable level of living or good life may appear to be wishful thinking at the present stage. Thus, political considerations enter the definitions of poverty because programmes of alleviating poverty may become prohibitive as the vision of a good life widens.

What do all definitions of poverty do?

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    Reflect coexistence of inequalities in society.
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    Societies tolerance of inequalities.
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    Approach the average level of living in a society.
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    Minimum level of living in India.
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Answer : 1. "Reflect coexistence of inequalities in society."

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