Comprehension Test Questions and Answers Practice Question and Answer

Q:

You have eight brief passages with 10 questions following each passage. Read the passages carefully and choose the best answer to each question out of the four alternatives 

A farmer accompanied by his young son was driving his ass to the market in the hope of selling the ass for a good price. On the road, they met a bevy of girls who laughed and exclaimed, “See this pair of fools ? They are trudging along the dusty road, when they can be riding !” The man thought that there was sense in what they were saying. So he mounted his son on the ass and he walked at the side. Presently, they met some of his old friends, who greeted him and said, “You’ll spoil your son, by letting him ride while you toil along on foot! Make him walk. It’ll be good for him.” The farmer followed their advice and took his son’s place on the back of the ass while the boy trudged along behind. They would not have gone far, they were seen by women and children. The farmer heard them say, “What a selfish old man ! He rides in comfort, but lets his poor little fellow walk the distance.” So he asked his son to get up behind him. Further along the road, they met some travellers. They asked the farmer whether the ass was his property or was it hired for the purpose. The farmer told them that he was taking his ass to the market to sell it. The travellers said, “Good Heavens ! With the load like this, the poor beast will look exhausted and no one would like to purchase him. Why don’t you carry him.” Immediately, the farmer got off the ass, tied its legs with the rope and slung him on a pole and carried him in between them. This was such an absurd sight that people laughed at it. They called the farmer and his son lunatics. They had then reached a bridge over a river. Frightened by the noise around, the ass struggled, kicked, broke the pole, fell into the river and died. The farmer returned home vexed and ashamed. In trying to please all, he in fact, had pleased none and he had lost the ass in the transaction. 

On seeing the boy walk beside the ass, the women and children  

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    praised the boy for his compassion towards his father.
    Correct
    Wrong
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    called the farmer a selfish man.
    Correct
    Wrong
  • 3
    found fault with the farmer for ill-treating the ass.
    Correct
    Wrong
  • 4
    asked the farmer to take their children to the market.
    Correct
    Wrong
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Answer : 2. "called the farmer a selfish man. "

Q:

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

According to the passage, AU Small Finance Bank Limited was founded as

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    Health Finance Company
    Correct
    Wrong
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    Small Finance Bank
    Correct
    Wrong
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    Vehicle Finance Company
    Correct
    Wrong
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    Educational Finance Company
    Correct
    Wrong
  • 5
    Sports Finance Company
    Correct
    Wrong
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Answer : 3. "Vehicle Finance Company"

Q:

You have eight brief passages with 10 questions following each passage. Read the passages carefully and choose the best answer to each question out of the four alternatives 

Time was when people looked heavenward and prayed, “Ye Gods, give us rain, keep drought away.” Today there are those who pray. “Give us rain, keep El Nino away.” 

El Nino and its atmospheric equivalent, called the Southern Oscillation, are together referred to as ENSO, and are household words today. Meteorologists recognize it as often being responsible for natural disaster worldwide. But this wisdom dawned only after countries suffered, first from the lack of knowledge, and then from the lack of coordination between policy making and the advances in scientific knowledge. 

Put simply, El Nino is a weather event restricted to certain tropical shores, especially the Peruvian coast. The event has diametrically opposite impacts on the land and sea. The Peruvian shore is a desert. But every few years, an unusually warm ocean current - El Nino - warms up the normally cold surface-waters off the Peruvian coast, causing very heavy rains in the early half of the year, 

And then, miraculously, the desert is matted green. Crops like cotton, coconuts and banana grow on the otherwise stubbornly barren land. These are the Peruvians’ anos de abundencia or years of abundance. The current had come to be termed El Nino, or the Christ Child because it usually appears as an enhancement if a mildly warm current that normally occurs here around every Christmas. 

But this boon on land is accompanied by oceanic disasters. Normally, the waters off the South American coast are among the most productive in the world because of a constant upwelling of nutrient rich cold waters from the ocean depths. During an El Nino, however waters are stirred up only from near the surface. The nutrient-crunch pushes down primary production, disrupting the food chain. Many marine species, including anchoveta (anchovies) temporarily disappear. 

This is just one damning effect of El Nino. Over the years its full impact has been studied and what the Peruvians once regarded as manna, is now seen as a major threat. 

Meteorologists took time to understand El Nino because

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    it was neither a disaster nor a boon for the people living in desert areas.
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    they recognized it as an atmospheric equivalent and hence called it Southern Oscillation.
    Correct
    Wrong
  • 3
    they suffered from lack of knowledge about El Nino as they were not scientifically advanced.
    Correct
    Wrong
  • 4
    All of the above
    Correct
    Wrong
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Answer : 3. "they suffered from lack of knowledge about El Nino as they were not scientifically advanced. "

Q:

Read the following passage and answer the questions given after it.

The number of Indian students going abroad for higher studies has increased by 68.79 per cent in the past year, according to data provided by the Minister of State in the Ministry of Education, Subhas Sarkar. As per the data provided by him in the Lok Sabha, the number of Indians enrolled in foreign varsities increased from 4.44 lakh in 2021 to 7.5 lakh in 2022. He clarified that while the Bureau of Immigration and Ministry of Home Affairs maintain departure and arrival data of Indians, there is no index for capturing the category of Indians going abroad for higher education. “Purpose of Indians going abroad for higher education is captured manually based either ontheir verbal disclosure or the type of visa of the destination country produced by them at the time of immigration clearance,” Sarkar said. According to the data provided by the ministry, the number of Indian nationals increased from 4.54 lakh in 2017 to 5.17 lakh in 2018. There was a significant increase in 2019 as well, with 5.86 lakh students flying out of the country. However, during the Covid pandemic, the number of Indian nationals in foreign varsities saw a drastic dip as only 2.59 lakh students were registered. While the number continued to remain low, it saw a slight increase in 2021 with 4.44 lakh registrations. However, the number has significantly jumped to 7.5 lakh in 2022. The increase in the number of Indian nationals abroad corresponds with the latest immigration reports from some of the popular study-abroad destinations such as the US, UK, and Australia. For the UK, the Immigration Statistics Report states that 127,731 visas were granted to Indian students in September 2022, an increase of 93,470 (+273 per cent) against 34,261 in 2019. Similarly, in the US, the number of Indian students has more than doubled, and the Open Doors Report 2022 has predicted that the number of Indian students heading to America is likely to surpass those from China in 2022-23.

In 2019, how many Indian students went abroad?

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    5.17 lakh
    Correct
    Wrong
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    4.54 lakh
    Correct
    Wrong
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    5.86 lakh
    Correct
    Wrong
  • 4
    4.44 lakh
    Correct
    Wrong
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Answer : 3. "5.86 lakh "

Q:

Read the following passage and answer the questions given after it.

From January 28 to February 4, 2023, a Chinese-operated, large white high-altitude balloonwas seen in North American airspace, including Alaska, western Canada, and the contiguousUnited States. The American and Canadian militaries asserted that the balloon was for surveillance, while the Chinese government maintained it was a civilian meteorological research airship that had been blown off course. Analysts said that the balloon's flight path and structural characteristics made it dissimilar from those which have typically been used formeteorological research. The U.S. Department of State said that the balloon was capable oflocating electronic communication devices, including mobile phones and radios, and that American U-2 reconnaissance aircraft deployed to track the balloon in the air revealed that the balloon carried antennas and other equipment "clearly for intelligence surveillance and inconsistent with the equipment on board weather balloons." The State Department said that the spy balloon was part of a global Chinese military-directed surveillance effort in which Chinese spy balloons have flown over more than 40 nations in five continents. On February 4, the U.S. Air Force shot down the balloon over U.S. territorial waters off the coast of South Carolina, on the order of U.S. President Joe Biden. Debris from the wreckage was recovered and sent to the FBI Laboratory in Quantico, Virginia, for analysis. The incident increased U.S.-China tensions. The incident prompted U.S. Secretary of State Antony Blinken to delay a diplomatic visit to Beijing, which was set to be his first since 2018. Italso further strained Canada–China relations, as Canada summoned the Chinese ambassador because of the violation of Canadian airspace. On February 3, the U.S. Department of Defense announced that a second Chinese balloon was passing over Latin America, which China also said belonged to it. On February 10, the Air Force shot down another aerial object over U.S. territory at the order of President Biden.

Read the statements given below.

A. The US Air Force shot down the Chinese balloon over US territorial waters.

B. Tensions between China and US have increased and the visit of the U.S. Secretary of State to Beijing has been postponed. Ans

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    Both A and B are true but B is not the correct reason for A.
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    Both A and B are true and B is the correct reason for A.
    Correct
    Wrong
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    A is false and B is true.
    Correct
    Wrong
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    A is true and B is false.
    Correct
    Wrong
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Answer : 2. "Both A and B are true and B is the correct reason for A. "

Q:

Directions: Read the passage carefully and answer the questions that follow:

Over the years, there have been many cases of news breaking about plastic toys and their containment of toxins. In addition to the harmful ingredients that can be found in plastic, we also have to take into account the effect on the environment that plastic usage has.

The internet is flooding with ways to reduce plastic usage and people are more aware of the need to cut down on this. Still, it’s difficult to change behaviors and somehow parents easily end up with a great number of plastic toys at home. This happens partly because you receive gifts from friends and family, and to some extent because kids prefer bright-colored plastic toys more than bland, wooden ones.

Not all toys contain toxins, but they can be found in some cases. Toys that have toxins in them are hazardous to children mainly because of their tendency to swallow and chew on the toys, which can result in the toxins being absorbed by the body. When it comes to young children, even the smallest amounts of toxins can affect their health.

The toxins can either be found in the plastic itself or they can be included in the pigments used to color toys and make them more attractive to children.

Although there are EU regulations for which toxins may or may not be included in toys, there are products that can slip through the cracks. Plastic toys may, for example, be made of, or contain, polyvinyl chloride (PVC), which contains lead and cadmium — both toxins that are harmful to children.

The CE mark is supposed to be a sign of quality. The toys have gone through and followed the rigorous EU standards for toys. The EU notes, though, that this marking should only be seen as an indication, as it has been misused due to counterfeiting.

As goes for all plastic, plastic toys are made using fossil fuels, and therefore the production of them contributes to the environmental crisis at hand. Therefore, it would be a good idea to minimize the buying of new plastic toys.

Environmentalists have raised awareness around the fact that plastic toys are a big part of the plastic that ends up in landfills and oceans, which adds to the ongoing issue of plastic pollution. According to a survey done by the British Heart Foundation, 1 in 3 parents admits to having thrown away toys in working conditions. Considering that 90 percent of toys are in some way made of plastic, that quickly adds up to a lot of plastic waste.

In conclusion, yes plastic toys are damaging to the environment. Even though they have a longer life cycle than single-use plastic, they will at some point end up in a landfill — or worse in the sea as non-recyclable waste. But how can we stop this issue?

Buy sustainable and non-plastic toys if you do want to buy new toys, try to aim for toys made from more sustainable materials. There are plenty of retailers that focus on environmentally-friendly toys. For example, smaller e-commerce sites like Frida & Fritiof focus on providing non-toxic and eco-labeled toys. If you do want to buy plastic toys, try to minimize the environmental impact by buying them second-hand. There are plenty of charity shops where you can buy toys, but if that is not for you, you can use a site like eBay or any other online marketplace to find second-hand toys. Be aware, though, when buying second-hand toys that security standards might have been updated since they were produced, so double-check that they are up to today’s standards.

Why are toys that have toxins harmful to children?

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    Toys are kept in dusty place.
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    Children don't wash hands after playing with the toys.
    Correct
    Wrong
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    Children have tendency to swallow and chew on the toys.
    Correct
    Wrong
  • 4
    Children are of underage.
    Correct
    Wrong
  • 5
    Toys have harmful germs on it.
    Correct
    Wrong
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Answer : 3. "Children have tendency to swallow and chew on the toys."

Q:

Read the following passage and answer the questions given after it.

Total area sown under Rabi crops has increased by 3.25% from 697.98 lakh hectares in 2021-22 to 720.68 lakh hectares in 2022-23. This is 22.71 lakh hectares more this year compared to corresponding period of 2021-22. Comparing with normal sown area(average of the last five years), the increase is to the tune of 13.71% from 633.80 to 720.68 lakh hectares. The increase in area is across all crops, - highest being in rice. Out of 22.71 lakh hectares increase in all Rabi crops, increase in rice area is 11.20 lakh hectares from 35.05 lakh hectares in 2021-22 to 46.25 lakh hectares in 2022-23. However, this is lower than normal sown area of 47.71 lakh hectares. Maximum increase in area under rice is in states of Telangana and West Bengal.

Area under oilseeds increased by 7.31% from 102.36 lakh hectares during 2021-22 to 109.84 lakh hectares this year. The increase in area under oilseeds at the rate of 7.31% is more than double the rate of increase of 3.25% in all crops together. Rajasthan, Madhya Pradesh and Chhattisgarh accounted for major expansion in area of oilseeds. Rapeseed & Mustard contributed maximum in increasing oilseeds area during this Rabi season. Mustard area increased by 6.77 lakh hectares from 91.25 lakh hectares in 2021-22 to 98.02 lakh hectares in 2022-23. Thus, out of 7.49 lakh hectares increase in area under oilseeds, rapeseed & mustard alone accounted for 6.44 lakh hectares. Pulse production is being focused to make country self-sufficient in these commodities. Area under pulses increased by 0.56 lakh hectares from 167.31 to 167.86 lakh hectares. Mung bean and lentil accounted for increase in area under pulses.

The United Nations General Assembly has declared the year 2023 as the International Year of Millets and India is at the forefront in celebrating the event in a big way. In order to create awareness about the benefits of millets as superfood and to meet its growing demand around the world, the Government is promoting millet production through the NFSM-Nutri Cereals component of National Food Security Mission programme in 212 districts of 14 states. Coarse cum Nutri-cereals saw an increase of 2.08 lakh hectares in area under cultivation from 51.42 lakh hectares in 2021-22 to 53.49 lakh hectares in 2022-23.

The main theme of the passage is

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    increase in the area of Rabi crops in 2022-23
    Correct
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    area under rabi crop in last five years
    Correct
    Wrong
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    increase in the production of pulses
    Correct
    Wrong
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    increase in the area of oilseeds like mustard
    Correct
    Wrong
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Answer : 1. "increase in the area of Rabi crops in 2022-23"

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